Suppose we are thinking about replacing an old computer with a new one. The old one cost us $1,640,000; the new one will cost, $1,975,000. The new machine will be depreciated straight-line to zero over its five-year life. It will probably be worth about $420,000 after five years. The old computer is being depreciated at a rate of $344,000 per year. It will be completely written off in three years. If we don’t replace it now, we will have to replace it in two years. We can sell it now for $540,000; in two years, it will probably be worth $156,000. The new machine will save us $368,000 per year in operating costs. The tax rate is 24 percent, and the discount rate is 11 percent.

a-1. Calculate the EAC for the the old computer and the new computer. (A negative answer should be indicated by a minus sign. Do not round intermediate calculations and round your answers to 2 decimal places, e.g., 32.16.)

a-2. What is the NPV of the decision to replace the computer now? (A negative answer should be indicated by a minus sign. Do not round intermediate calculations and round your answer to 2 decimal places, e.g., 32.16.)

Carrington would invest in software and some hardware upgrades that will allow them to better analyze the traffic coming in to their website. Total acquisition costs for this option are estimated to be $400,000. This improved analytics capability is expected to lead to increased revenue of $80,000 in year 1, $120,000 in year 2, $250,000 in year 3, $350,000 in year 4, and $500,000 in year 5. The estimated cost of this obtaining this revenue will be 20% per revenue dollar related to sales staff that will analyze this data and use it to generate new client relationships. Carrington will also incur fixed cost of $10,000 per year related to software updates and hardware maintenance. Carrington will set aside $250,000 in working capital for this project and this capital will be recovered at the end of 5 yrs. The salvage value of the new equipment will be $9,000 at the end of 5 yrs. Carrington uses a 10% hurdle rate to evaluate all projects, Acquisition costs qualify for modified accelerated depreciation of 50,30, and 20% in the first three yrs, Being profitable company income would be taxed at Carrington's tax rate of 30%, and all dollar values referenced in this case are in nominal dollars so for analysis ignore the effect of inflation.

1. Calculate the payback period, internal rate of return, and NPV.

2. The data analytics program pays off a lot faster than expected. Revenue is projected to be $200,000 in yr 1, $250,000 in yr 2, $250,000 in yr 3, $300,000 in yr4, and $300,000 in yr 5.

3.A great tax plan. Congress is proposing a new corporate tax plan that reduces the federal tax rate that Carrington pays from 30% to 20%. However, this tax plan would also do away with MACRS and replace it with straight line depreciation for tax purposes ( over 5 yrs).

a. Using the original estimates for your designated option, estimate the effect of this tax plan on NPV.

b. Next, given the uncertainty related to the effect of the proposed tax plan on future business, use a 14% hurdle rate instead of the 10% hurdle rate used before in estimating the effect of the plan (i.e just redo 4A).

4. What are some qualitative concerns related to accepting this designated option. Discuss and list at least 2. Provide why each would be considered an advantage or disadvantage.

when sourcing internationally a buyer should consider what?

Part A Understanding Consumers Consumer decision-making processes can be complicated because there are many factors (internal and external) that influence this process. For example, there are individual internal factors like personality and external factors including household structures, society and culture. Some decision making processes are linear and others are more emotional. For your report, you need to identify and explain how the concept of motivation affects consumers' likelihood of buying your product

Part B Segmentation

Define and describe the theoretical concept and purpose of segmentation. Identify and define the key segmentation variables (i.e. demographics, psychographic etc), be sure to present this information with market data evidence (i.e. tables/graphs/statistics from sources such as ABS/ Roy Morgan etc) ; and Using the different segmentation variables, describe a likely primary segment for your organisation and create your "Typical Consumer" profile (see template in i2)

Part C Targeting strategies

Define and describe the theoretical concept of targeting strategies; and Outline the most appropriate strategy for your product, given the competition and market analysis (from Assessment Two) and its likely segment described in your consumer profile

Explain how to search for a record (using hashing) in a file where the records originally were stored using modules method . for example the id was modulated by the size of the file.

The file banking.txt attached to this assignment provides data acquired from banking and census records
for different zip codes in the bank’s current market. Such information can be useful in targeting
advertising for new customers or for choosing locations for branch offices. The data show
- median age of the population (AGE)
- median income (INCOME) in $
- average bank balance (BALANCE) in $
- median years of education (EDUCATION)
Use r

Use R to fit a regression model to predict balance from age, education and income. Analyze the
model parameters. Which predictors have a significant effect on balance? Use the t-tests on the
parameters for alpha=.05. [2 pts = 1 pt R code + 1 pt answer]
f) If one of the predictors is not significant, remove it from the model and refit the new regression
model. Write the expression of the fitted regression model. [2 pts = 1 pt R code + 1 pt answer]
g) Interpret the value of the parameters for the variables in the model. [1 pt]
h) Report the value for the R2
coefficient and describe what it indicates. [1 pt]
i) According to census data, the population for a certain zip code area has median age equal to 34.8
years, median education equal to 12.5 years and median income equal to $42,401.
- Use the final model computed in point (f) to compute the predicted average balance for the zip
code area. [1 pt]
- If the observed average balance for the zip code area is $21,572, what’s the model prediction
error? [1 pt]
j) Conduct a global F-test for overall model adequacy. Write down the test hypotheses and test statistic
and discuss conclusions.

Age        Education            Income Balance

35.9        14.8        91033    38517

37.7        13.8        86748    40618

36.8        13.8        72245    35206

35.3        13.2        70639    33434

35.3        13.2        64879    28162

34.8        13.7        75591    36708

39.3        14.4        80615    38766

36.6        13.9        76507    34811

35.7        16.1        107935 41032

40.5        15.1        82557    41742

37.9        14.2        58294    29950

43.1        15.8        88041    51107

37.7        12.9        64597    34936

36           13.1        64894    32387

40.4        16.1        61091    32150

33.8        13.6        76771    37996

36.4        13.5        55609    24672

37.7        12.8        74091    37603

36.2        12.9        53713    26785

39.1        12.7        60262    32576

39.4        16.1        111548 56569

36.1        12.8        48600    26144

35.3        12.7        51419    24558

37.5        12.8        51182    23584

34.4        12.8        60753    26773

33.7        13.8        64601    27877

40.4        13.2        62164    28507

38.9        12.7        46607    27096

34.3        12.7        61446    28018

38.7        12.8        62024    31283

33.4        12.6        54986    24671

35           12.7        48182    25280

38.1        12.7        47388    24890

34.9        12.5        55273    26114

36.1        12.9        53892    27570

32.7        12.6        47923    20826

37.1        12.5        46176    23858

23.5        13.6        33088    20834

38           13.6        53890    26542

33.6        12.7        57390    27396

41.7        13           48439    31054

36.6        14.1        56803    29198

34.9        12.4        52392    24650

36.7        12.8        48631    23610

38.4        12.5        52500    29706

34.8        12.5        42401    21572

33.6        12.7        64792    32677

37           14.1        59842    29347

34.4        12.7        65625    29127

37.2        12.5        54044    27753

35.7        12.6        39707    21345

37.8        12.9        45286    28174

35.6        12.8        37784    19125

35.7        12.4        52284    29763

34.3        12.4        42944    22275

39.8        13.4        46036    27005

36.2        12.3        50357    24076

35.1        12.3        45521    23293

35.6        16.1        30418    16854

40.7        12.7        52500    28867

33.5        12.5        41795    21556

37.5        12.5        66667    31758

37.6        12.9        38596    17939

39.1        12.6        44286    22579

33.1        12.2        37287    19343

36.4        12.9        38184    21534

37.3        12.5        47119    22357

38.7        13.6        44520    25276

36.9        12.7        52838    23077

32.7        12.3        34688    20082

36.1        12.4        31770    15912

39.5        12.8        32994    21145

36.5        12.3        33891    18340

32.9        12.4        37813    19196

29.9        12.3        46528    21798

32.1        12.3        30319    13677

36.1        13.3        36492    20572

35.9        12.4        51818    26242

32.7        12.2        35625    17077

37.2        12.6        36789    20020

38.8        12.3        42750    25385

37.5        13           30412    20463

36.4        12.5        37083    21670

42.4        12.6        31563    15961

19.5        16.1        15395    5956

30.5        12.8        21433    11380

33.2        12.3        31250    18959

36.7        12.5        31344    16100

32.4        12.6        29733    14620

36.5        12.4        41607    22340

33.9        12.1        32813    26405

29.6        12.1        29375    13693

37.5        11.1        34896    20586

34           12.6        20578    14095

28.7        12.1        32574    14393

36.1        12.2        30589    16352

30.6        12.3        26565    17410

22.8        12.3        16590    10436

30.3        12.2        9354       9904

22           12           14115    9071

30.8        11.9        17992    10679

35.1        11           7741       6207

Art history discussion
We begin this course considering cave paintings from the Paleolithic Period as a prehistoric form of art. You will watch the film, “The Day the Pictures were Born” for your first assignment. The film discusses early humans’ desire to record the visions in their heads that result from altered states of consciousness. Let’s extend this idea to think about ways we get out of our “here and now” mundane day-to-day material existence and ESCAPE into a daydream, movie, song, dance, physical activity, artwork, video game, nature, etc.

WHEN YOU WANT TO ESCAPE FROM REALITY FOR A LITTLE WHILE, WHAT DO YOU DO AND HOW DOES IT ALTER YOUR MINDSET? Feel free to post an image reflecting your form of escapism.

• practicing the english composition ( Book: the Language of composition Reading • Writing • Rhetoric) ,
• In what ways have you succeeded?
• What would you like to continue to work on?

Please solve Current Ratio for the companies:

year 2019

1. Johnson & Johnson

2. Bayer

Proposal 1

Pay the family of Boone $300,000 a year for the next 20 years, and $500,000 a year for the remaining 20 years.

Proposal 2

Pay the family a lump sum payment of $5 million today.

Proposal 3

Pay the family of Boone a relatively small amount of $50,000 a year for the next 40 years, but also guarantee them a final payment of $75 million at the end of 40 years.

In order to analyze the present value of these three proposals, attorney Knox Hollister called on a financial expert to do the analysis. You will aid in the process.

Required

1. Assume a discount rate of 6 percent is used, which of the three projects has the highest present value?

In analyzing the first proposal, take the present value of the

20-year $300,000 annuity. Then take the present value of

the deferred annuity of $500,000 that will run from the 21st through the 40th year. The answer you get for the second annuity will represent the value at the beginning of the 21st year (the same as the end of the 20th year). You will need to discount this lump sum value back for 20 years as a single amount to get its present value. You then add together the present value of the first and second annuity.

The second and third proposals are straightforward and require no further explanation.

2. Now assume that a discount rate of 11 percent is used instead of

6 percent. Which of the three alternatives provides the highest present value?

3. Explain why the change in outcome takes place between question 1 and question 2.

4. If Knox Hollister thinks additional punitive damages are likely to be $4 million in a jury trial, should he be more likely to settle out-of-court or go before the jury?

What id FCF, how is it calculated, and why is it important to existing and prospective financial stakeholders?  What is NOPAT and how is it calculated? What are EBIT and EBITDA and how are they calculated?

The technology underlying hip replacements has changed as these operations have become more popular (over 250,000 in the United States in 2008). Starting in 2003, highly durable ceramic hips were marketed. Unfortunately, for too many patients the increased durability has been counterbalanced by an increased incidence of squeaking. An article reported that in one study of 146 individuals who received ceramic hips between 2003 and 2005, 13 of the hips developed squeaking.

(a) Calculate a lower confidence bound at the 95% confidence level for the true proportion of such hips that develop squeaking. (Round your answer to three decimal places.)

Discussion Question #1 Refer to the article “Rising Interest Rates Trigger Losses on Banks Massive Bond Holdings” in Wall Street Journal (December 7, 2016) What is the difference between realized and unrealized gains and losses on security holdings? What are the three categories of investments identified in authoritative accounting literature? Cite the authoritative guidance you are referencing. What is the difference in accounting treatment of unrealized gains and losses across these three categories of investments? Cite the authoritative guidance you are referencing. Why do unrealized losses affect a bank's book value but “don't immediately diminish a banks profits”? In your answer, define the “special bucket...called 'accumulated other comprehensive income.'”