1. Draw the money market with the value of money on the vertical axis and the amount of money on the horizontal axis. For each event below, state the anticipated effect on the price level. (for each part, include a sketch of the shift either in money demand or money supply to support your answer)

a. the Federal Reserve conducts an open-market purchase of bonds from the public

b. consumer confidence is up, and so we see consumers buying more goods and services

c. the interest rate rises inducing households to hold more bonds

b. Draw the Aggregate Demand and Aggregate Supply model in long run equilibrium, with the price level on the vertical axis and real output on the horizontal axis. For each event below, state the effect on the price level and real output in the short run for the US economy. (for each part, include a sketch of the shift either in demand or supply to support your answer)

a. A recession in Canada lowers consumer spending in Canada, who typically holds a trade deficit with the US

b. A new federal tax code lowers the income tax for households

c. Oil prices rise

d. A net inflow of capital which leads to a higher level of capital stock in the domestic economy

Even organizations as large and successful as State Farm Insurance have to plan for the future. Without planning, strategies can become obsolete as the environment changes, and organizations can miss opportunities for growth. In short, an organization without adequate planning has no sense of direction or purpose and risks becoming mired in the present or the past. For State Farm, planning involved helping customers plan for their future.

State Farm has been a leader in the highly competitive insurance industry for more than   80 years. The company, proclaimed in its ads as being “like a good neighbor,” has been at the forefront of insuring customer liabilities. With 16,000 exclusive insurance agents across the United States, State Farm management believed it had a perfect opportunity to add more financial services. The deregulation of the banking industry in 1999 and the explosion of the Internet paved the way to achieving this goal. Today, State Farm Bank offers traditional services like loans and deposit accounts, but without actual bank buildings and at lower fees. Clients can do every typical banking transaction either on-line, over the telephone via State Farm’s 24/7 call center, through ATM machines, or through the same agents that sell the company’s insurance products.

State Farm’s move into banking was no simple matter. To protect consumers, it has had to meet requirements keeping the line between insurance and banking very clear. The State Farm insurance company provides insurance products and services and is required by law to be separate from the State Farm banking company that offers loans and deposit instruments. The State Farm mutual fund organization is yet another separate entity providing mutual funds through agents. Since State Farm mixes multiple businesses, it doesn’t have the same flexibility as traditional banks. For example, State Farm Bank doesn’t provide loans directly through automobile dealerships. It is subject to federal banking laws rather than state laws because it is technically a thrift institution, a category that includes savings banks and savings and loan organizations.  

Diversifying into different businesses is creating new opportunities for State Farm, and banking services is natural fit. Agents find that their insurance review is the perfect opportunity to bring up the topic of financial services and to make customers aware of their company’s available services. Now when clients buy a new car or change insurance coverage, an agent can offer to help them with the loan; it’s a natural to talk about auto insurance and auto financing. Perhaps the best example of the flexibility State Farm can offer customers is found in the aftermath of Hurricane Katrina. Customers with mortgages through State Farm Bank received two 90-day extensions on loan payments. State Farm also forgave the interest on credit cards and allowed customers to miss payments for a period of time.

For now, State Farm Bank is focused on growing the business among current customers and adding new ones as clients refer friends and relatives. A unique bank with tremendous resources, State Farm Bank sees excellent opportunities to expand business beyond retail customers.

In summary: State Farm Bank resulted from the insurance company’s plan to diversify into the financial services sector. With more than 16,000 agents selling insurance products nationwide, moving into banking services was a natural fit, though not a simple transition. Now when State Farm agents talk to customers about homeowner or auto insurance they can also discuss financing options. State Farm Bank presents tremendous growth opportunities for State Farm.

1. What is the impact of State Farm Bank on the society?

2. What is a market segment (s)? Describe whether the State Farm Bank is working B2C or B2B? or both?

3. What are the prominent values State Farm Bank’s founders should have held?

The world post Covid 19 has created the concept of social distancing which will impact on the way we do business. Online purchasing is expected to increase because it will reduce human interaction and contribute to the reduction of Covid 19 related illnesses. However, online purchases have created contemporary legal issues which may be a novel for most legal systems in several Caribbean Countries.

You are required to critically discuss the concept of online purchases and the various methods used in online transactions with supporting case laws.

Secondly, critically discuss FIVE (5) CONTEMPORY CASE LAWS related to online purchasing at the International Level, focusing on the judgements handed down in those cases and most importantly how do you think that will impact on the Caribbean online purchaser.

Finally, bearing in mind your answers above; what do you think (your opinion) that Caribbean Governments can initiate via its legal systems to enhance and protect online purchasers legal rights?

Convert into pseudo-code for below code

===============================================

class Main
{
   public static void main(String args[])
   {
       Scanner s=new Scanner(System.in);
       ScoresSingleLL score=new ScoresSingleLL();
       while(true)                   // take continuous inputs from user till he enters -1
       {
           System.out.println("1--->Enter a number\n-1--->exit");
           System.out.print("Enter your choice:");
           int choice=s.nextInt();
           if(choice!=-1)
           {
               System.out.print("Enter the score:");
               int number=s.nextInt();
               System.out.print("Enter the name:");
               String name=s.next();
               GameEntry entry=new GameEntry(name,number);
               if(number!=-1)
               {
                   if(score.getNumberOfEntries()==10)           // if linkedlist has more than 10 nodes, remove min score and add new score
                   {
                       int minValue=score.getMinimumValue();   // function to get minValue
                       if(minValue<number)                       // if min score is greater than given score, then dont add new node
                       {
                           int minValueIndex=score.getMinimumValueIndex();   // function to get minValueIndex
                           score.remove(minValueIndex);           // remove minValueIndex node
                           score.add(entry);                       // add the new node
                       }
                   }
                   else
                   {
                       score.add(entry);                       // if linked list has less than 10 nodes, add the current node
                   }
               }
               score.printScore();                               // method to print entries in linked lists
               score.printHighestToLowest();
           }
           else
           {
               break;
           }
       }
   }
  
}

class ScoresSingleLL
{
   SingleLinkedList head=null;
   int noOfEntries=0;
   public void add(GameEntry e)
   {
       SingleLinkedList tempNode=new SingleLinkedList(e);
       if(head==null)           // if list is empty add new node as head
       {
           head=tempNode;
       }
       else
       {
           SingleLinkedList node=head;
           while(node.next!=null)       // else add new node at tail
           {
               node=node.next;
           }
           node.next=tempNode;
       }
       noOfEntries++;
   }
    public GameEntry remove(int minValueIndex)
    {
       SingleLinkedList node=head;
       if(minValueIndex==0)       // if value to be removed is head, remove head
       {
           head=head.next;
       }
       else
       {
           SingleLinkedList prevNode=head;       // else remove index 'i' element
           node=head.next;
           int index=1;
           while(index!=minValueIndex)  
           {
               index++;
               prevNode=node;
               node=node.next;
           }
           prevNode.next=node.next;
       }
       noOfEntries--;
       return node.node;
    }
    public int getMinimumValueIndex()
    {
        SingleLinkedList node=head;
        int minValue=Integer.MAX_VALUE;
        int index=0,i=0;
       while(node!=null)
       {
           if(node.node.score<minValue)
           {
               minValue=node.node.score;
               index=i;
           }
           node=node.next;
           i++;
       }
       return index;
    }
    public int getMinimumValue()
    {
        SingleLinkedList node=head;
        int minValue=Integer.MAX_VALUE;
       while(node!=null)
       {
           if(node.node.score<minValue)
           {
               minValue=node.node.score;
           }
           node=node.next;
       }
       return minValue;
    }
    public void printHighestToLowest()
    {
        int [] arr=new int[noOfEntries];
        int i=0;
        for(SingleLinkedList node=head;node!=null;node=node.next)
        {
            arr[i++]=node.node.getScore();
        }
        Arrays.sort(arr);
        System.out.println(Arrays.toString(arr));
    }
    public int getNumberOfEntries()
    {
        return noOfEntries;
    }
    public void printScore()
    {
        SingleLinkedList node=head;
       while(node!=null)
       {
           System.out.println(node.node.name+" "+node.node.score);
           node=node.next;
       }
    }
}
class SingleLinkedList
{
   GameEntry node;
   SingleLinkedList next;
   SingleLinkedList(GameEntry node)
   {
       this.node=node;
   }
}

===============================================

If the density of the universe great than a critical value, then

A 16.4-kg block rests on a horizontal table and is attached to one end of a massless, horizontal spring. By pulling horizontally on the other end of the spring, someone causes the block to accelerate uniformly and reach a speed of 4.50 m/s in 1.55 s. In the process, the spring is stretched by 0.236 m. The block is then pulled at a constant speed of 4.50 m/s, during which time the spring is stretched by only 0.0565 m. Find (a) the spring constant of the spring and (b) the coefficient of kinetic friction between the block and the table.

discuss what a disclaimer is, when is it is issued, and how it would affect the format of a standard three paragraph audit report.

Explain why 1 additional net ATP is produced when the beginning substrate is glycogen compared to glucose. In your answer provide the name of the enzyme responsible for this difference.

What is Sales Tax, its salient features and how it works, do a comparative analysis between Sales Tax and Value Added Tax and render your personal opinion as to which system is better between the two for a developing country

E8-10 (Algo) Computing Depreciation under Alternative Methods LO8-3

Strong Metals Inc. purchased a new stamping machine at the beginning of the year at a cost of $1,900,000. The estimated residual value was $100,000. Assume that the estimated useful life was five years and the estimated productive life of the machine was 300,000 units. Actual annual production was as follows:

Required:

1. Complete a separate depreciation schedule for each of the alternative methods.

a. Straight-line.

b. Units-of-production.

c. Double-declining-balance.

This is the chart to use for each question. Boxes with a dash in it do not have to be filled.

C++ programming

You are to implement a MyString class which is our own limited implementation of the std:: string

Header file and test (main) file are given in below, code for mystring.cpp.

Here is header file

mystring.h

/* MyString class */

#ifndef MyString_H

#define MyString_H

#include <iostream>

using namespace std;

class MyString {

private:

   char* str;

   int len;

public:

   MyString();

   MyString(const char* s);

   MyString(MyString& s);

   ~MyString();

   friend ostream& operator <<(ostream& os, MyString& s); // Prints string

   MyString& operator=(MyString& s); //Copy assignment

   MyString& operator+(MyString& s); // Creates a new string by concantenating input string

};

#endif

Here is main file, the test file

testMyString.cpp

/* Test for MyString class */

#include <iostream>

#include "mystring.h"

using namespace std;

int main()

{

char greeting[] = "Hello World!";

MyString str1(greeting); // Tests constructor

cout << str1 << endl; // Tests << operator. Should print Hello World!

char bye[] = "Goodbye World!";

MyString str2(bye);

cout << str2 << endl; // Should print Goodbye World!

MyString str3{str2}; // Tests copy constructor

cout << str3 << endl; // Should print Hello World!

str3 = str1; // Tests copy assignment operator

cout << str3 << endl; // Should print Goodbye World!

str3 = str1 + str2; // Tests + operator

cout << str3 << endl; // Should print Hello World!Goodbye World!

return 0;

}

A charge of -2.75 nC is placed at the origin of an xy-coordinate system, and a charge of 2.05 nC is placed on the y axis at y = 3.60 cm .

A. If a third charge, of 5.00 nC , is now placed at the point x = 2.65 cm , y = 3.60 cm find the x and y components of the total force exerted on this charge by the other two charges.

B. Find the magnitude of this force.

C. Find the direction of this force.