The rise of MBS, mortgage-backed securities, and other somewhat complex financial instruments is thought to be one the primary causes behind the Global Financial Crisis and the Great Recession following the crisis. Describe what securitization means and how incentives of all participants (i.e. borrowers, local banks, national banks, investment banks, insurers) led to the incredible rise of MBS in the leadup to the crisis.

Discussion Topics:
Assume that you have a Saudi league player database. In this database, you have a table containing players’ attributes such as (Name, age, position, etc.) and you decided to add information about players’ agents. Would you represent the agent information as attributes in the player table or would you create an entity set for players’ agents? Justify your answer.   

Note: Provide answers in your own words.

What do you think the future of health policy will look like in the U.S.?

A 450-turn solenoid, 26 cm long, has a diameter of 2.1 cm . A 12-turn coil is wound tightly around the center of the solenoid.

If the current in the solenoid increases uniformly from 0 to 4.7 A in 0.57 s , what will be the induced emf in the short coil during this time?

Consider a file with a large number of Person(id, name, birth-date) records. Assume that users frequently search this file based on a the field id to find the values of name or birthdate for people whose information is stored in the file. Moreover, assume that users rarely update current records or insert new records to the file. Which file structure, heap versus sorted, provides the fastest total running time for users’ queries over this file? Explain your answer.

Abby:

Firstly, I’d like to welcome everyone to this very important strategy meeting. As you should know, the purpose of today’s meeting is to agree a clear direction for our continued growth. We are faced with a number of growth choices. Bianca, could you please outline the first option?

Bianca:

Certainly – the first option is to expand the product range of our pretzels – to introduce different flavor pretzels and in various size packaging. This appears to be a suitable direction when you consider the chip/crisp market. There has been a significant increase in chip/crisp flavors in recent years. This means that consumers clearly like variety.

Corey:         

I can understand your point, but my concern is the limited size of the pretzel market, whereas the chip market is huge. I mean, if you bring out, say ham and cheese flavored chips, then even with a small market share, you will probably still do all right. But you can’t do the same thing in the pretzel market – because you’ll simply end up with a small share of a small market, which would simply not be viable.

David:            

I’ll have to agree. That’s why I think that we should be looking to leverage our brand into other product categories. What about ‘Presto Nuts’ or “Presto Crackers’ or even “Presto Chips”? This strategy makes a lot of sense as our own market research shows that ‘Presto’ is becoming a strong brand.

Ellie:               

Yes sure, the brand has value, but it’s clearly associated with pretzels in the mind of the consumer. Our research also says that the brand owns the pretzel market. When consumers think pretzels, they think Presto. I would be very concerned that leveraging the brand into other product categories would dilute the value of the brand.

Fiona:

I share the same concerns as Ellie. And also remember that we initially chose the name ‘Presto’ because it sounded good with pretzels – you know ‘Presto Pretzels’. For me, ‘Presto Nuts’ or “Presto Crackers’ doesn’t have the same impact. But David did highlight some attractive markets – maybe we should consider entering those product categories, but under a different brand?

Graham:

Actually, I have been thinking about that. We already have the capabilities in the production of snack food and we also have established relationships with the key retailers. It would make sense to look at nuts or snack biscuits. And if we don’t want to use the Presto brand, we could simply name it something else.

Heath:

That might work. But it’s taken us a long time to build the Presto brand. I’m not sure whether there are enough marketing funds available to support the building of another brand.

Isabella:

Plus there is no guarantee that our existing retailers are looking for another nut, cracker, or chip brand to sell in their stores. Part of the reason we were successful in getting into retailers was that there wasn’t a lot of other pretzel manufacturers that could supply nationally in the quantities required.

Jade:

That was true in the beginning. But we’ve done a lot to grow the pretzel market in Australia. Therefore, it’s only a matter of time before we have a lot more competition in this market. That’s why I’m proposing that we introduce another pretzel brand to compete against Presto. I think that would dissuade some competitors from entering the market (if they think it’s too competitive).

Kevin:

That’s a good idea, but we also run the risk of cannibalization, where the new brand simply steals the sales from Presto. We could end up doing twice the work for the same sales result.

Luke:

And another concern is that a second brand might signal to potential competitors that this is becoming an attractive market (because new players are entering it). So there’s a chance that instead of reducing competition, this approach might actually increase it.

QUESTIONS

1. Classify the major viewpoints above, into the categories of:

• Line extensions ( i want names from above)
• Brand extensions ( i want names from above)
• Multi-brands ( i want names from above)
• New brands ( i want names from above)

a uniform 163 kg, 6m beam is held at rest by a vertical post s=2 m from its right end, and a vertical cable attached to its right end. A 92 kg man stands at the left end of the beam, d= 4m from the post.

a. create a complete FBD for the beam.

b. if we choose the piont where the post contacts the beam as axis for the purpose of calculating torques acting on the beam, which one of the forces in your FBD will generate no torque at all? Explain.

c. Identify the forces in your FBD that generate clockwise torques about this axis:

d. write a N2L expression relating the torques acting on the beam, only using symbols and assuming the beam is in quilibrium.

e. solve our N2L expression and calculate the tension in the cable.

What is the importance of salt concentrations during the DNA extraction protocol?

What advantages do markets offer when viewed as selection devices for the evolution of an economy? (Beinhocker Chapter 13)

Auditors should use emphasis of a matter paragraphs to draw attention to the fact that a required disclosure has been omitted from the financial statements. True or False?

Can electromagnetic waves be polarized so that the electric field vector is in the same direction as the direction of the propagation? Will rate based on correctness and explanation! Would appreciate any help!!

Respond to the following in a minimum of 175 words:

Discuss the limitations of GDP as a measurement tool.

A 10 ohm resistor, 15 mH inductor, and a battery of emf 50.0 V are connected in series through a switch; S. (a) When is the current in the circuit zero? (b) When is the current in the circuit maximum? For both (a) & (b), is it immediately after the switch is closed or long time after the switch is closed? (c) What is the maximum current? (d) What is the time constant of the circuit?

What types of political, economic, and competitive challenges does MTV Networks International face by operating worldwide?