Faith and income is becoming an important issue among certain religious groups. Pastors like Joel Osteen believe that your self-worth is tied to your net worth($). Others like Rick Warren, (The Purpose Driven Life author) feel it is baloney and prefer to focus on themes from the Sermon on the Mount.

For more background,check out:    http://www.time.com

search article: DOES GOD WANT YOU TO BE RICH

As the gap between the haves and have nots continues to widen in the USA, is it easier for a wealthy person or a low income person to find belief and live religious values. Another way to describe this question: are wealthy people more likely to be religious than poor people. Or it makes no difference???/

1. When an auditor obtains the A/R aging and sends letters to the customers listed asking them to verify the amounts, what type of audit evidence is being obtained?

2. A(n) _____ is a detailed instruction that specifies audit evidence to be obtained.

3. An audit plan consists of a detailed list of audit procedures to be performed.

True False

4. The main purpose of gathering audit evidence is to _____.

5. If an auditor determines that internal controls are ineffective, they will most likely take which of the following actions?

agree or not?

Wealthy countries have spent more than $ 9 trillion on overcoming the economic impact of COVID-19. And costs are currently increasing as governments try to ensure the functioning of the economy after a pandemic. The damage done can go beyond the financial crisis and possibly even the Great Depression. This is the worst economic crisis in 70 years. Now investors are rushing to a safe place. 11-year growth in US stock markets has ended. And there is one reliable harbor that everyone is counting on, and that is not gold. This is the dollar. Despite all the talk that the dollar will lose its reserve currency status, it turned out to be just that, talk Emerging markets suffered a major blow to the dollar. The Indonesian rupee has lost nearly 14 percent of its value since the beginning of the year. The Russian ruble and the Mexican peso lost a fifth of their value. The problem for emerging markets is that they may want to lower interest rates to stimulate the coronavirus-affected economy, but it will further undermine their currencies. And interest payments on dollar debts have just grown, having unbalanced finances. The pound fell more than 10 percent, the level that was last seen in 1985. The United Kingdom’s divorce from the European Union violated the stability of the pound, which is believed to have been tied to the fate of the continent. The best currency is the Argentine peso, the best in the sense that it fell the least compared to other Latin American countries. The fact that he introduced capital controls restricts cash flows from the country to overcome the economic crisis certainly helped. The dollar has been the leading currency in the world for more than a century. Today, more than 60 percent of all foreign bank reserves and 40 percent of all debts are held in US dollars.

Please: Answer all of below &Clear and briefly answer & Clearly identifiable handwriting or computer typing

Please give arguments about what determines the width of a ferromagnetic domain
wall?

Compare Blade Runner (1982 ) directed by Denis Villeneuve and Metropolis (1927) by Fritz Lang in terms of setting, psychological themes, and imagery. (in 1000 words)

Tolman and Honzik (1930) conducted research on latent learning with rats. How does their research falsify the claim that reinforcement is necessary for all forms of learning?

Watch the case study videos on Gerald.  Consider the symptoms of schizophrenial and find examples of these symptoms in Gerald’s behavior. What symptoms seem to be predominant in his case? What approach or methods might you use in order to calm a client like Gerald?

Missing data can be derived, and journal entries constructed, from information in the accounts.

The following schedule shows the amounts (in thousands) related to expenditures that a city welfare department debited and credited to the indicated accounts during a year (not necessarily the year‐end balances), excluding closing entries. The department records its budget, encumbers all its expenditures, and initially vouchers all payments. Some information is missing. You are to determine the missing data and construct all entries (in summary form), excluding closing entries, that the department made during the year.

1. You have been hired as the new Loan Department Manager in a bank that has been having troubles in the loan department as identified by the federal auditors. You task is to clean the procedures, the lending policies and reduce the problematic loans so that profitability is restored and the CAMELS score improves. Please take me through the process and set up clear policies and procedures

regular gasoline averaged $2.75 per gallon in the United States in March 2010. Assume the standard deviation for gasoline prices is $0.08 per gallon. A random sample of 30 service stations was selected.

a) What is the probability that the sample mean will be less than $2.77?

b) What is the probability that the sample mean will be more than $2.76?

c) What is the probability that the sample mean will be between $2.72 and $2.78?

d) Suppose the sample mean is $2.79. Does this result support the findings of AAA? Explain your answer.

agree or not?

Do you think an international monetary system with currencies valued on the basis of gold would work today? Why or why not?

I don’t think that an international monetary system with currencies valued on the basis of gold would work today because in the past when the nations involved in the first world war needed to finance their wars expenses, they needed to print more money and that is impossible to do when the money is tied to a fix rate such as gold. Furthermore, doing so would cause rapid inflations. Imagine if the world monetary system was tied to gold during this pandemic of the covid-19, nations wouldn’t been able to print more money to boost the economy, companies would have to close for good, and a raise in unemployment would have been unavoidable. U.S. would have being unable to get a stimulus package worth trillions of dollars to help families and businesses (Wild and Wild, 2019).

Do you think implementing a global version of the old European monetary system would work today? Why or why not?  

I don’t believe that an old European monetary system would work in today’s economy because it requires for members to de-and revalue their currencies if necessary. Any monetary system that is based on speculation, in my opinion is soon to be doomed. We could see how this type of system failed in the past and how it could fail again in the future when both the British pound and the Italian lira had been on the lower fringe of the allowable 2.25 percent fluctuation range with the German mark and currency speculators began unloading their pounds and lira. When the central banks of neither Britain nor Italy had enough money to buy their currencies back, their currencies plummet and they were forced to leave they ERM (Wild and Wild, 2019).

Are cryptocurrencies the future?

I do believe that cryptocurrencies have the potential to become a monetary system for the future. If cryptocurrencies are able to find a way to have a central authority that could ensure that things could run smoothly or back the value, then they could become the future of currencies. Another thing that cryptocurrencies should work on before it could become widely acceptable is to find a way to keep the value more steadily instead of the wildly swings that it’s possible to have in its value. I believe the closest to become a cryptocurrency of the future is Libra. Libra is a blockchain technology just like bitcoin but with a stable value backed by a reserve of assets made up cash or cash equivalents and very short-term government securities. The idea was introduced by Facebook associates and other companies that were named as the Libra Association first members and the reserve basket would be made up 50% U.S. dollar, 18% Euro, 14% Japanese yen, 11% Pound sterling and 7% Singapore dollar (libra.org, n.d.)

In Windows system programming, many system resources are represented as kernel objects, each of which is represented as a handle. Discuss with 3 examples how the system programmer can manipulate these handle objects.