Question

In: Psychology

A single mother with two young children comes into a doctor's office with a medical condition...

A single mother with two young children comes into a doctor's office with a medical condition that can be treated in one of two ways. The first way requires a short hospital stay and a two week recovery. It is mostly covered by her insurance, but she has no one to take care of her children during the work week and cannot really afford to miss so much work. The second way is a relatively new out-patient method that has a three day recovery. She can even come in on Friday so that she misses minimal work. However, her insurance does not cover the procedure. She asks if the doctor can do this procedure but bill it to her insurance as the one involving the longer recovery. What would you recommend the doctor do? State which method you are using from the Making Ethical decision folder. Then apply it. While some of the articles mention the same methods; there are methods that are not in all of them One example is the newspaper test.

Solutions

Expert Solution

Owing to a rise in lifestyle diseases and double-digit medical inflation in India every year, health insurance has become a necessity for every individual.

To elaborate on the shift in mindset, an individual has started looking at the broader aspect of their life and its healthcare needs. And the best part is that they have started accepting the fact that they actually do need health insurance.

HDFC ERGO Health (Formerly Apollo Munich Health Insurance) Insurance offers the best health insurance plans in India today, for men and women of any age. HDFC ERGO Health (Formerly Apollo Munich Health Insurance) offers individual health insurance plans, family floater health insurance plans and group health insurance policies for corporations. Ranging from Optima Restore to Easy Health to Energy, these health insurance policies will not only guard you against the present and future spiralling healthcare costs, but will also guide you on the path to wellness for the long term.

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