What factors should be taken into consideration when HR/Employer is developing health insurance coverage for their...

What factors should be taken into consideration when HR/Employer is developing health insurance coverage for their employees?

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Expert Solution

Every employer developing a health insurance coverage for its employees must keep the following factors in mind:

Sum assured
Co-payments and sub-limits
Comprehensive cover
Critical illnesses
No claim bonuses
Pre-existing, waiting period and exclusions
Maternity
Network hospitals

keosha answered 1 year ago

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