Question

Preferred generic outpatient prescription drug costs for three month supply (drugs not covered by Part B) of the healthcare plan:

MediGold Essential Care (HMO) (H3668-019-1)

Answer 1

Ans -

continue to pay your Medicare Part B premium. If you have a premium penalty, your premium will be higher. Or if you have a higher income you would be subject to the Income Related Adjustment Amount (IRMAA).This Medicare Advantage Plan with Prescription Drug Coverage is a Local HMO plan.

The MediGold Essential Care (HMO) (H3668 - 019), The Centers for Medicare and Medicaid Services (CMS) has given this plan carrier .

• Customer Service Rating of 5 out of 5 stars
• Member Experience Rating of 4 out of 5 stars
• Drug Cost Information Accuracy Rating of 4 out of 5 stars.

This plan does NOT have a deductible for the prescription drug coverage. That means that you have first dollar coverage. Some plans have a deductible that must be paid prior to the prescription coverage assisting in your prescription costs . This plan (MediGold Essential Care (HMO)) has no deductible.

The following information is about the MediGold Essential Care (HMO) formulary (or drug list). There are 3292 drugs on the MediGold Essential Care (HMO) formulary.he Initial Coverage Phase (ICP) can be thought of as the cost-sharing phase of the plan. During this phase, you and the insurance company share your prescription costs. Since this plan has no deductible, your coverage ICP will start right away. All medication are divided into tiers within the plans formulary. This helps the plan to organize and manage the prescription cost-sharing. The MediGold Essential Care (HMO)’s formulary is divided into 5 tiers. Every plan can name their tiers differently, and can place medications on any tier.