Question

What can Caribbean governments initiates through its legal system to enhance and protect online purchasers legal rights from Internet fraud and Scammers?

Answer 1

Caribbean governments initiates through its legal system to enhance and protect online purchasers legal rights from Internet fraud and Scammers that credit card purchase fraud is the unauthorized use of a debit card to transact. This fraud can range from using a credit card to receiving goods without payment or making transactions without the cardholder's permission. Credit card fraud is a crime and is punishable by theft. Most of these types of scams occur with fake credit cards or the use of lost or stolen cards. About .01% of all transactions are considered fraudulent, and about 10% of Americans report some form of credit card fraud in their lifetime.

While the card issuer has several systems to identify fraud, the cardholder remains fully responsible. Preventive steps to reduce the chances of fraud include installing antivirus software, maintaining and maintaining current records, and checking reports and fees regularly. The purpose is to provide protection in the event of a false accusation. It is also advisable to look for websites online, especially suspicious or anonymous websites as well as abroad. The legitimacy of the website must be checked. Checking with a better business office is the first step to seeing how the company develops. Once the website is visited, the user can check the security software or encryption that the website is using. Sometimes a key to the left of the URL can be found, which means extra security is applied. A physical company address or sending an email to a contact address can further confirm the company's credibility. Even on a reliable website, it is important to be careful that one is not far from the website. Other safe practices include being careful when dividing account numbers, keeping credit cards separate from your wallet or purse, paying attention to credit cards, and drawing lines in the blanks the total number of receipts. In an account where a person stores card information, it is necessary to have a strong password with a combination of numbers and symbols. The use of different passwords for different websites is also encouraged.

If a card is lost or stolen, the cardholder must report it immediately, even if there is no fraud. When a lost or stolen card is reported, the cardholder is not responsible for any incorrect fees.