In: Nursing
How does CHIP add to coverage provided under the Medicaid Program? How has the Affordable Care Act brought more people into coverage? Is this trend likely to continue? Explain why or why not?
1. Childrens Health Insurance Program (CHIP) Is a small but mighty partner of Medicaid,has served as a catalyst for kids coverage gains alongside Medicaid.CHIP which was created in 1997 help states provide affordable coverage to uninsured children ,who are coming from middle income families who didnt qualify for Medicaid but for whom getting a private coverage was out of reach.,it is a federally funded ,state administerd block grant that serves nearly 9 million children during the course of a year.It also allows states to offer coverage for children from affluent classs who do not qualify for Medicaid..CHIP works together with Medicaid to provide coverage by serving more middle income children.
2. The Affordable Cre Act (ACA)helps people with pre existing conditions.It gives people life long guarantee that health insurers cannot ,under any circumstances ,discriminate against them based on pre-existing health conditions.This icludes cancer,diabetes,and high blood pressure.Secondly it allows kids upto26 to stay on their Parents plans.One of the most important provisions of the Affordable Care Act is the expansion of health coverage to low-income families through the Medicaid program.It also requires that most health care plans cover preventive care like cancer screenings,vaccines,birth control,blood pressure tests and more at no additional cost.The Act has improved Mental Health and Substance Use disorder Coverage.This has all made this act people friendly.
3.Not sure,The ACA plans must walk a fine line to offer mandated services while remaining profitable.Though ACA has included design features to protect plans against risks from excess enrollment of unhealthy individuals ,such features are not sufficient ,when it comes to actual plan enrollments leading some insurers to exit ACA market places and others to experiment with limited -benefit plan designs to hold down costs.Both these actions reduced choice for consumers,are detrimental to individuals with costly chronic conditionsand in some cases increase litigation risk for insurers offering limited benefits.