In: Psychology
I work part time at a store near my place which adds to the pocket money given to me by my parents. I take tuitions 2 times a month for my neighborhood kids. I write down each expense or purchase i make in a month to have an idea on how much money i need in a month. I make it a point not to exceed my monthly income. I try to save money by buying clothes and accessories when there is a sale online, i usually shop during the off season sale which happens twice a year . Also, i buy second hand books from Amazon and once i am done with the semester, i sell them off. I often use the library service for other books. The major expense for my is on food, so i started packing a tiffin to class instead of buying lunch and drinks. I often carry a snack and juice with me whenever i go out to shop as it helps me save money by not eating out. I have also put a limit on the number of times i go out with my friends. I have reduced it to 4 times a month as it helps me save money. I also use student discount for various things such as bus pass and for electronics. I prefer not to rely on any credit and if in case i do have, i try to pay them off first before spending on any other item.