Question

1) What were the 5 largest surprises about your spending habits? Please be specific.

2) What 5 things can you do to improve your tracking and understanding of where your money goes? Again, be specific.

3) What 5 things are you doing well to manage your expenses? We all have positives, what are yours?

4) If you could "start over" what would you do?

5) Has your perception of managing your own money changed in any way? How so? If not, why not? (No is indeed a fine answer but why not?)

Answer 1

1.
i) Spending more money than you make and spending exceed the income
ii) Spending money that you don't have and money yet earn. By using credits cards, taking loans, payday loans, take advances, and overdrawing your account.
iii) Using credits cards for ordinary purchases.
iv) Using debt to pay off debts such as using credit cards to pay off other cards and using loans to pay off other loans. You are not paying anything.
v) Using credit cards when you have cash.

2.
i) Categories your expenses
ii) Check your account statements
iii) Explore other expense trackers
iv)Identify room for change
v) Use budgeting apps

3.
i) Make sure that you are paying the best price while purchasing.
ii) Save up for big purchase
iii) Limit your credit cards purchase
iv) Using the budget
v) Track your spending

4.
Rather than engineering, I will pick another profession options. I will attempt to improve as a person. I will reconsider before anything new I am going to do. Try to blend with people independent of gender. I will invest some energy in perusing books. I will stand up what thoughts strike a chord without hesitation. I will invest more opportunities to improve my aptitudes in the football team and I will attempt to be the best everywhere. Rather than robbing up the subject, I will attempt to comprehend the subject.