Question

How is the current American health care system failing patients? How is it failing providers and organizations? Do you believe that health is a right or a privilege?  Do you believe that everyone in America should be insured through a single-payer system? Why or why not? Should there be limitations to these coverages? If so, who should have input to determine the limitations?  

Answer 1

Some of the main factors where American health care system failing patients 1) LACK OF INSURANCE COVERAGE : the right point is that health care & health insurance are not equivalent—that getting more people insured will not necessarily improve health outcomes. But,: “The literature on insurance demonstrates that having insurance lowers mortality. It is equivalent to a public-health intervention.” Because they can’t afford coverage, live in a state that didn’t expand Medicaid, 2) ADMINISTRATIVE IN EFFENCY :Americans waste a lot of money on administration,” According to the Commonwealth Fund’s most recent report, state that, “doctors & patients waste time on billing & insurance claims. They can, minimize some of these problems by standardizing basic benefit packages, which can both reduce administrative burden for providers & ensure that patients face predictable copayments.” Insurance coverage in general is great, it’s not ideal that different insurance plans cover different treatments and procedures, forcing doctors to spend precious hours coordinating with insurance companies to provide care. 3) UNDERPERFORMING PRIMARY CARE :“Americans have a very disorganized, fragmented, inefficient & under-resourced primary care system,” In 2014 the Commonwealth Fund found that “many primary-care physicians struggle to receive relevant clinical information from specialists & hospitals, complicating efforts to provide seamless, coordinated care.” On top of a lack of investment in primary care, Things like Doctor visiting, home at very low rates.

These are the main reasons , why life expentacy has drastically been low in last 4to 5 years.

YES",WE BELIVE HEALTH IS RIGHT."

Single-payer national health insurance, is called as “Medicare for all,” in, in which a single public or quasi-public agency organizes health care financing, but the delivery of care remains largely in private hands.the advantages is that single payer health care means that all medical bills are paid out of a single government-run pool of money. Under this system, all providers are paid at the same rate, &citizens receive the same health benefits, regardless of their ability to pay

By making high-quality health care for all as cost-effective as possible, a single-payer system meets the health needs of the public and contributes to a healthy economy.From this system --

1) A SINGLE -PAYER SYSTEM : streamlines administration by having one agency that handle all financing & everyone having the same benefits. With “everyone in and nobody out”, money will no longer be wasted on marketing, underwriting, and administration of multiple health insurance plans. Health care professionals will no longer incur the cost of dealing with so many different plans, rules, and forms.

2) STABILIZE COSTS : As Costs are rising & the rates far beyond inflation. Charges for health insurance premiums & care vary dramatically are difficult to justify. Reimbursement for services and supplies are unpredictable.The single-payer agency negotiates fair prices for services, supplies, & pharmaceuticals, using the purchasing power of the entire populace to make care more affordable for all. Preventive care& timely intervention has the potential for keeping health problems .Smaller settlements could lower the cost of malpractice insurance and the overall price of medical services.

A single-payer system puts in place the financing mechanism & the cost , quality parameters necessary to achieve sustainable universal health care so that everyone has the care they need when they need it at a price they can afford.