Question

: Imagine you are a human resource manager for an insurance company. Create 5 policies for new technology health, safety discipline and grievances?

Answer 1

1. Health Insurance Policy :- Health insurance is a kind of insurance that provides coverage for medical to the policy holder. It is a financial planning tool, which gives you pay an annual premium to secure the bigger hospitalisation expenses which may appear in future. This policy also serve as a tax saving tool.

Health Policy Included :-

1. Sum Insured Rebound.

2. Day Care Procedures.

3. Pre-Hospitalisaton Cover.

4. Post Hospitalisation Cover.

5. Mental Healthcare.

6. Home HealthCare.

7. Hospitalisation Expenses.

8. Road Ambulance Cover.

9. Organ Donor Expenses.

10. Recovery Benefit.

2. Student Safe Insurance Policy :- This insurance policy is available to schools, colleges or other educational institutions. This policy is issued in the name of the institution and all students are to be covered.

The students get the benefit of death cover, and personal accidental benefits.

3. Discipline Insurance Policy:- Disciplinary Proceeding Expense, Coverage - a type of coverage for all lawyers professional liability insurance policy that pays the expenses required to defend an insured altorney. It also covers an annual sublimit.

4. Grievances Policy :- The insurance policy should resolve its customers complaint within a reasonable time. In case if it is not resolved within 15 days, a compensation amount should be given to the complainer.

5. New Technology Insurance Policy:- Under this policy, coverage is given to new technology trends and techniques.