You receive an annuity immediate for 20 years, where for the first 10 years, payments are 1000 and then starting at the end of the 11th year increase by 10% (so the payment at the end of the 11th year is 1100. Find the accumulated value of the annuity if effective annual interest i = 7%.

Carlsbad Corporation's sales are expected to increase from $5 million in 2019 to $6 million in 2020, or by 20%. Its assets totaled $4 million at the end of 2019. Carlsbad is at full capacity, so its assets must grow in proportion to projected sales. At the end of 2019, current liabilities are $1 million, consisting of $250,000 of accounts payable, $500,000 of notes payable, and $250,000 of accrued liabilities. Its profit margin is forecasted to be 7%.

1. Assume that the company pays no dividends. Use the AFN equation to forecast the additional funds Carlsbad will need for the coming year. Write out your answer completely. For example, 5 million should be entered as 5,000,000. Round your answer to the nearest dollar.
   $  
2. 
   
3. Why is this AFN different from the one when the company pays dividends?
   
   1. Under this scenario the company would have a higher level of spontaneous liabilities, which would reduce the amount of additional funds needed.
   2. Under this scenario the company would have a lower level of retained earnings, which would increase the amount of additional funds needed.
   3. Under this scenario the company would have a lower level of retained earnings, which would decrease the amount of additional funds needed.
   4. Under this scenario the company would have a higher level of retained earnings, which would reduce the amount of additional funds needed.
   5. Under this scenario the company would have a higher level of retained earnings, which would reduce the amount of assets needed.

A portfolio has 20% of its funds invested in Security A, 75% of its funds invested in Security B, and 5% invested in the risk free asset. The risk-free asset earns 4%. Security A has an expected return of 8% and a standard deviation of 18%. Security B has an expected return of 10% and a standard deviation of 22%. Securities A and B have a coefficient of correlation of 0.60.

This single question has two parts (below)

I am overwhelmed with this 2 part question please provide detailed instruction. typed out formulas are preferred, and if you have to use excel, please explain the excel process. No financial calculator please.

What is the standard deviation of the portfolio?

What is the expected return of the portfolio?

WHAT QUANTITY OF A 70% ACID SOLUTION HAS TO BE MIXED WITH A 20% ACID SOLUTION TO GET 300ml OF A 45% ACID SOLUTION ?

Adolescents in the 21st century have more opportunities than previous groups of adolescents. Some researchers argue that the 21st century is both the best and worst of times for today’s and tomorrow’s adolescents. How are today’s teens more advantaged and more challenged than previous cohorts of adolescents?

This assignment will require you to do some outside research. Research the events surrounding the work stoppage (strike) which happened during the summer of 2014 at Market Basket - a grocery store chain in NE. Your research should involve an exploration of the events from a Human Resource perspective.

For the assignment you will write a 2-3 page double spaced paper (12 font) plus title and reference page. (for example: minimum 5 pages - title page 3 pages of content and reference page).  

For the content of the paper choose at least three Human Resource elements that were found in your research. Explain how they impacted the 2014 events and what significance they had. In the end, summarize your thoughts (again from an HR perspective) about the events.

Hanover – Management Decision problems Snyders of Hanover, which sells about 80 million bags of pretzels, snacks chips, and organic snack items each year, had its financial department use spreadsheets and manual processes for much of data gathering and reporting. Hanover’s financial analyst would spend the entire final week of every month collecting spreadsheets from the heads of more than 50 departments worldwide. She would the consolidate and renter all the data into another spreadsheet, which would serve as the company’s monthly profit and loss statement. If a department needed to update its data after submitting the spreadsheet to the main office, the analyst had to return the original spreadsheet, the wait for the department to resubmit its data before finally submitting the updated data in the consolidated document.

1. Assess the impact of the above situation in delayed decision making and its business performance ?

2. As a manager what are your suggestions to improve the above process of data gathering and report generation In your view which type of Information System is required in the above scenario for dealing with the problem of online data processing and report generation ?

3. Why is it necessary for any organization to implement the Information System solution and how its is facilitating the organization in its digital transformation ?

One of the university’s values is respect. Part of the definition states that, “Our community’s strength depends on the unity and diversity of our people.” As we finish our modules on financial matters, consider the elderly for a moment. For this week’s discussion, please support your answer as to whether society is obligated out of a sense of respect to care for the elderly who have been unable, unwilling, or unfortunate in their preparation for retirement.

Q-2) In a right triangle, the square of the length of one side is equal to the sum of squares of the lengths of the other two sides. Write a program that prompts the user to enter the lengths of three sides of a triangle and then outputs a message indicating whether the triangle is a right triangle or not.

According to Henry Murray, all of us have psychogenic needs that mostly function at the
unconscious level but play a major role in directing our behavior.
Identify and explain the psychogenic need that is most relevant to the following brands:
a) Zara, a brand well-known for its ability to develop new fashion
products and send to shops in very short turnaround time.

b) Ferrari, a luxury sports car designed to be the center of attention at any
event.

c) Ikea, a brand best known for its simple modern designs which provide
good ideas for home organization and storage.

d) Nike, a brand that frequently uses high-achieving athletes in
advertising and famous for its “Just Do It” slogan.

Identify and explain the three parts of the epidemiological triangle.

Create a Crow’s Foot notation ERD to support the following business operations:

Create a Crowsfoot notation ERD to support the following business operations: -

A friend of yours has opened Marshfield Electronics and Repairs (MER) to repair smartphones, laptops, tablets, and MP3 players. She wants you to create a database to help her run her business.

When a customer brings a device to MER for repair, data must be recorded about the customer, the device, and the repair (also referred to as repair request). Completing each repair request can involve multiple services (e.g. glass replacement, battery replacement, cleaning. Some services require parts.

The customer’s name, address, and a contact phone number must be recorded.

For the device to be repaired, the type of device, model, and serial number are recorded (or verified if the device is already in the system).

Each repair request is given a reference number, which is recorded in the system along with the date of the request, and a description of the problem(s) that the customer wants fixed.

For each Service, there is a service ID number, description, and charge (amount charged for the service)

Part number, Part description and Price are stored for each part.

Each repair request is associated with only one customer. A customer may submit multiple repair requests.

Each repair request is for the repair of one and only one device. It is possible for a device to be brought to the shop for repair many different times,

Completing a repair request may require the performance of many services. Each service can be performed many different times over multiple repairs, but each service is only performed once during the repair of a device.

Each service may or may not require parts. A service may require many parts. A part is used in one or many services. It is also possible that a part is not used in any service.

Hint: Make sure you convert all M-N relationship to two 1-M relationships to receive a full mark.