Pilgrim Bank (A): Customer Profitability

How much do profits vary across customers?

Are online customers more profitable than offline customers?

What is the role of customer demographics in comparing online and offline profitability?

What is your recommendation to the senior management team in terms of Pilgrim Bank’s online channel pricing strategy?

Should the bank charge fees, offer rebates, or do nothing in regards to pricing for online channel use? Why?

Detroit Symetrix conducted several tests in Group decision making. In one scenario they conducted a video and then used question and answer data to facilitate decision making by identifying the problems and generating a score for the solutions. Some groups helped in preventing the discussion being dominated by a single person and hence, allow the silent members, who are quite shy, to speak out their ideas in the group. The objective to bring up key issues in the presence of senior management and even the CEO cabinet remained but received much opposition, argument and even denial of evidences placed forth. Conflicts among the group members by enabling everyone to pen down his/her thoughts about the problem and later discuss it with the entire group did reach to the consensus solution. One of the main advantages of junior level staff and middle managers to provide an equal opportunity to speak out their minds and write down their ideas and discuss with the group members.

14. Provide three examples why you would think this is a good thing for organization.

15. Provide three examples why you think this could have a negative impact to the organization.

16. If you were the CEO of the organization how would you structure these kinds of sessions?

public safety profession need to be Hypervigilance

DETOMEHR Inc has a structure that aligns its people and resources first to Human Resources and then to its Consulting Platform. The company has placed a lot of effort into the design of their organization based on the belief that the design has a great impact on the organization's functioning and efficiency. It has three core services: Analytics, Engineering and Defense Services. There is one unique fact about the three core services. While Analytics (brings in $50M) and Engineering ($75M) placements are conducted with Human Resources taking the lead in qualifications and employee capability assessments, Defense Services ($150M) are 100% controlled by 3 of the 23 partners in the company.

17. Where do you think problems can develop in the organization under such an organization structure?

18. What are the advantages of such a structure?

19. What do you think one of a few problems the CEO of DETOMEHR Inc will have to confront as he/she manages the company.

C++ On linux

Write a C++ program using the IPC. Declare two variables a=5 and b=6 in writer process. Now their product (a*b) will be communicated to the reader process along with your name. The reader process will now calculate the square root of the number and display it along with your name.

2) Draw a line between each of the IA32 assembler routines on the left and its equivalent C function on the right. (If there is no matching C function, do not draw a line.):

        pushl   %ebp
        movl    %esp, %ebp
        movl    8(%ebp), %edx
        movl    12(%ebp), %eax
        cmpl    %edx, %eax
        jle     .L1
        movl    %edx, %eax
.L1:
        leave
        ret

        pushl   %ebp
        movl    %esp, %ebp
        movl    8(%ebp), %edx
        movl    (%edx), %edx
        movl    12(%ebp), %eax
        movl    (%eax), %eax
        cmpl    %edx, %eax
        jle     .L1
        movl    %edx, %eax
.L1:
        leave
        ret

        pushl   %ebp
        movl    %esp, %ebp
        movl    8(%ebp), %eax
        movl    12(%ebp), %edx
        cmpl    %edx, %eax
        jge     .L1
        subl    %edx, %eax
.L1:
        leave
        ret

        pushl   %ebp
        movl    %esp, %ebp
        movl    8(%ebp), %edx
        movl    12(%ebp), %eax
        cmpl    %edx, %eax
        jge     .L1
        movl    %edx, %eax
.L1:
        leave
        ret

int fun1(int a, int b)
{
   if (a < b)
      return a-b;
   else
      return a;
}

int fun2(int a, int b)
{
   if (a > b)
      return a;
   else
      return b;
}

int fun3(int *a, int *b)
{
   if (*a < *b)
      return *a;
   else
      return *b;
}

int fun4(int a, int b)
{
   if (a < b)
      return a;
   else
      return b;
}

(b) Consider the following IA32 assembly language code fragment:

       .data
       .align 4
A:     .long 10, 20, 30, 40, 50
       .text
main: <code>

Determine the decimal value stored in register %eax if <code> in the above code fragment is replaced by each of the following:

i) movl $A, %ebx
   movl 4(%ebx), %eax

ii) movl $2, %ecx
   movl A(,%ecx, 4), %eax

iii)  movl $24, %eax
   sarl $2, %eax

iv) movl $4, %ecx
   leal 4(%ecx,%ecx,4), %eax

A company declared a $0.80 per share cash dividend. The company has 100,000 shares authorized, 45,000 shares issued, and 42,000 shares of common stock outstanding. What is the journal entry to record the dividend declaration?

Debit Dividends and credit Dividends Payable for $36,000

Debit Dividends and credit Dividends Payable for $33,600

Debit Dividends Payable and credit Cash for $36,000

Debit Dividends Payable and credit Cash for $80,000

The Retained Earnings balance was $22,900 on January 1. Net income for the year was $18,100. If Retained Earnings had a credit balance of $23,800 after closing entries were made for the year, and if additional stock of $5,200 was issued during the year, what was the amount of dividends declared during the year?

$17,200

$23,700

$23,300

$13,000

A company reported net income of $6 million. During the year the average number of common shares outstanding was 3 million. The price of a share of common stock at the end of the year was $5. There were 400,000 shares of preferred stock outstanding on average and no dividends were declared and the preferred stock is noncumulative.

Use the information above to answer the following question. The EPS is approximately:

$0.40.

$1.76.

$1.86.

$2.00.

Use the information above to answer the following question. The Price/Earnings ratio is approximately:

2.00.

2.50.

2.84.

12.50.

OBJECT ORIENTED PROGRAMMING

Design two grid based games or two block based games in c++

In some cases, the bulk of the project lies in producing a nice user interface, probably using the FLTK graphical library, while the algorithmic content is quite simple. In other cases, the bulk of the work is in devising and implementing the algorithms. Some projects are more difficult than others, but a good policy is to choose one which allows extensibility if you have more time, or a suitable half-way stopping point if it proves to be difficult.

1. Grid based games, ranging from the simple such as Noughts and Crosses through more complex games such as Minesweeper and Battleships. See Levy Computer Gamesmanship pp. 30-39
2. Block based games, such as Snake or Tetris.
3. You can design hangman, pong , tic tac toe

Tool: Dev++, Visual Studio or any of your choice.

Identify the distribution and give a symbolic expression for each indicated probability, identifying parameters. Then use Mathematica or Excel to evaluate the indicated probabilities.

1. In a large biochemistry class of 41 chemistry and 81 biology majors, 7 students are selected at random to prepare a presentation. What is the probability that
   1. 2 chem and 5 bio students are selected? (b) At least one chemistry major is selected?
2. Blood tests of winning horses in thoroughbred races disqualify 9% of them for use of illegal medications. What is the likelihood that
   1. No horse is disqualified in this weekend’s 19 races?
   2. The first disqualified winning horse occurs between the 23^rd and 31^st race (inclusive)?
3. During rush hour, cars pass a given point on the parkway at the instantaneous rate of 98 per minute.
   1. What is the probability that at least 430 pass that point in a five-minute period?
4. In a state that requires licenses for Physician Assistants, 39% of applicants pass the licensing exam on the first try. If 2680 students took the exam for the first time the last time it was administered,
   1. What is the likelihood that at most 1000 passed?
5. 6.25% of logins to the Seton Hall website fail. Assuming attempts are independent:
   1. What is the probability that the 10^th failure occurs on the 140^th login?
   2. What is the probability that the 6^th failure has not occurred in the first 100 logins?
6. Individuals who barely survive major disasters, on average, suffer nightmares during sleep every 2.75 hours [during the first month].
   1. Find the probability that someone’s 10^th nightmare occurs within the first 40 hours of sleep.

1. For each of the derivations above, give the mean and standard deviation. Use the formulas from the notes. For Geometric and Negative Binomial, be careful about variations.

Assume a project to install 200 Desktop with an approved budget of SR800 each and 200 Laptop with an approved budget of SR 1200 each, in the period of 12 months. The total project budget is SR 400000. After six months, it is found that 80 Desktop & 80 Laptops have been installed, at a cost of SR176000. According to the plan, 100 Desktop & 100 Laptops should have installed in a period of six months. According to this progress how much extra cost and time need to complete the project.

1. BCWS :

2. BCWP :

3. ACWP :

4. Time :

5. Cost :

Discuss at least three ways of first recognizing and three ways of managing cultural differences on global projects.

Hrubec Products, Inc., operates a Pulp Division that manufactures wood pulp for use in the production of various paper goods. Revenue and costs associated with a ton of pulp follow:

Hrubec Products has just acquired a small company that manufactures paper cartons. This company will be treated as a division of Hrubec with full profit responsibility. The newly formed Carton Division is currently purchasing 32,000 tons of pulp per year from a supplier at a cost of $24 per ton, less a 10% purchase discount. Hrubec’s president is anxious for the Carton Division to begin purchasing its pulp from the Pulp Division if an acceptable transfer price can be worked out.

Required:

For (1) and (2) below, assume the Pulp Division can sell all of its pulp to outside customers for $24 per ton.

1. What is the lowest acceptable transfer price from the perspective of the Pulp Division? What is the highest acceptable transfer price from the perspective of the Carton Division? What is the range of acceptable transfer prices (if any) between the two divisions? Are the managers of the Carton and Pulp Divisions likely to voluntarily agree to a transfer price for 32,000 tons of pulp next year?

2. If the Pulp Division meets the price that the Carton Division is currently paying to its supplier and sells 32,000 tons of pulp to the Carton Division each year, what will be the effect on the profits of the Pulp Division, the Carton Division, and the company as a whole?

For (3)–(5) below, assume that the Pulp Division is currently selling only 58,000 tons of pulp each year to outside customers at the stated $24 price.

3. What is the lowest acceptable transfer price from the perspective of the Pulp Division? What is the highest acceptable transfer price from the perspective of the Carton Division? What is the range of acceptable transfer prices (if any) between the two divisions? Are the managers of the Carton and Pulp Divisions likely to voluntarily agree to a transfer price for 32,000 tons of pulp next year?

4. If the Pulp Division does not meet the $20 price, what will be the effect on the profits of the company as a whole?

5. Refer to (4) above. Assume that due to inflexible management policies, the Carton Division is required to purchase 32,000 tons of pulp each year from the Pulp Division at $24 per ton. What will be the effect on the profits of the company as a whole?

1. Which is true about the stopping potential V_stop?

2. What happens to the shift in wavelength of the x rays if we increase the mass of the target?

3.

If an electron moves into a region where it then has more potential energy, which is true?

Two charges q₁ = ?3.20 nC and q₂ = +8.31 nC are at a distance of 1.62

C. ΔH for Reaction of HCl_(aq) and NaOH_(s): CALCULATE DELTA H
Volume of HCl: 0.0550 L
Volume of water: 0.0450 L
Volume total: 0.100 L
Molarity of HCl: 1.95 M
Mass of NaOH: 3.44 g
ΔT for reaction C: 17°C