Question

Workers’ compensation represents a compromise between the needs of employees and the needs of employers.

	True
	False

Question 2 (2 points)

Contributory negligence means that an employee knew that the job involved risk; he or she could not expect to be compensated when the risks resulted in accidents and injuries.

	True
	False

Question 3 (2 points)

There are three types of workers’ compensation insurance: state funds, private insurance, and self-insurance.

	True
	False

Question 4 (2 points)

Temporary disability:

	Is the state that exists when it is probable that an injured worker, who is currently unable to work, will be able to resume gainful employment with no or partial disability
	Exists when an injured employee's disability is such that he or she cannot compete in the job market
	Exists when an injury is minor
	None of these

Question 5 (2 points)

Which of the following is the whole-person theory of handling permanent partial disability cases?

	Requires a determination of how much the employee could have earned had the injury not occurred.
	Applied like a subtraction problem. What the worker can do after recuperating from the injury is determined and subtracted from what he or she could do before the accident.
	Based not just on what the employee earned at the time of the accident, but also on what he or she might have earned in the future.
	None of the above

Answer 1

Solution:

First question:

Answer: True

Workers' compensation represent a compromise between the needs of the employees and the need of the employers.

Workers' try to pressure the employers to give them unlimited compensation throughout their work life whereas the employers pay them according to their ability to work and be of use of for the company.

Question 2

Answer : False

Contributory negligence means that the injured workers' own negligence invited the accident.

Question 3

Answer: True

The state offers workers' compensation insurance, the private insurance and self insurance are done by the firms for workers' compensation.

Question 4

Answer: Temporary disability is the state that exists when it is probable than an injured worker, who is currently unable to work will be able to resume gainful employment with no or partial disability.

Question 5

Answer: Applied like a subtraction problem. What the worker can do after recuperation from the injury is determined and subtracted from what he or she could do before the accident.

Whole person theory is the most simple theory for dealing with permanent partial disability cases.