Question

In: Operations Management

Your mother has a chronic healthcare condition, which requires many visits to her healthcare provider.

Your mother has a chronic healthcare condition, which requires many visits to her healthcare provider. You are covered under her job insurance. She is concerned that because you just turned 25 years of age and will be graduating from college - you will lose coverage. She recently changed jobs, which will require your family to move to a new state. She is afraid that she will not receive healthcare insurance from her new company and is worried about finding a new provider to take care of her. She wonders if she does find health insurance, whether you will be covered under her healthcare plan or not.

Solutions

Expert Solution

ANSWER-Yes thers is health insurance named family floater health plan, in this plan the entire sum insured can be obtain by any or all members and is not restricted to one individual as is the case in an individual health plan. A family floater type of plan takes advantage of the fact that the possibility of all members of a family falling ill at the same time or within the same year is low.

This  plan can be bought by an individual who becomes the proposer along with the spouse, dependent children age of 25 years or even unmarried .


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