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Hi Sir

Please I would that you revise the letter below.

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TO: all.employees

SUBJECT: Health insurance—Changes

Unlike many companies, Bright Manufacturing has always paid a hundred % of medical car insurance for it’s employees, absorbing the recent 10–20 percent annual cost increases in order to provide this important benefit. This year; Blue Cross gave us some terrible news: the cost increase for our employee’s medical coverage would be a staggering fourty percent per month next year

To mange the increase and continue to offer you and your family highquality medical coverage we have negotiated several changes with Blue Cross; a new cost saving alternative is also being offered by us:

Under the Blue Cross Plus plan, copay amounts for office visits will be ten dollars next year/ $50 for emergency room visits. 80 % of employees’ insurance coverage (including 10 percent of the cost increase) will be paid by Bright next year and 100 % of the prescription drug costs (including a 23 percent cost increase). The remaining twenty percent of medical coverage will be deducted by us monthly from your salary, if you choose to remain on a Blue Cross Plus plan. We realize this is alot, but its still less than many companies charge their employees.

A fully paid alternative health plan, Blue Cross HMO, will now be provided by Bright at no cost to employees. But be warned that there is a deadline. If you want to switch to this new plan you must do so during our open enrollment period, Nov. 20 to December 1, and we will not consider applications for the change after that time so don’t get your forms in late.

There are forms available in the Human Resources office for changing your coverage. They must be returned between November 20 and December 1. If you wish to remain on a Blue Cross Plus policy, you do not need to notify us; payroll deductions for company employees on the plan will occur automatic beginning January first.

If you have questions, please call our new Medical Benefits Information line at ext. 3392. Our Intranet sight will also provide you easy with information about health care coverage online if you click the “Medical Benefits” icon. Since our founding in 1946, we have provided our company employees with the best medical coverage available. We all hate rising costs and although things are looking bleak for the future but we’re doing all we can do to hold on to this helpful benefit for you.

Lucinda Goodman, Benefits Mangr., Human resources

Answer 1

To: All Employees

From: Lucinda Goodman, Benefits Manager, Human resources

Date:   

Subject: Health Insurance Changes

Unlike many companies, Bright Manufacturing has always paid for hundred percent cost of medical and car insurance of its employees and also absorbed the recent 10 to 20 percent annual cost increases, in order to provide this important benefit.

This year, Blue Cross inform us about cost increase of staggering forty percent per month for our employee’s medical coverage from next year. To manage the increased cost and continue to offer you and your family, the high quality medical coverage we have negotiated several changes with Blue Cross. A new cost effective alternative is also being deliberated by us.

Under the existing Blue Cross Plus plan, company pay amount, for office visit will be ten dollars and fifty dollars for emergency room visit from next year. Eighty percent of employee’s insurance coverage including 10 percent of the cost increase will be paid by the Bright Manufacturing from next year along with hundred percent cost of the prescription drugs including twenty three percent increase, the remaining twenty percent of medical coverage will be deducted by the Bright Manufacturing, from your monthly salary, if you choose to remain with existing plan.

We realize that, it is a lot, but it is still less than, many companies charging from their employees.

A fully paid alternative health plan, Blue Cross HMO, will now be provided by Bright at zero cost to employees, but be aware that there is a deadline. If you want to switch to this new plan, you must opt during our open enrollment period starting from November 20 to December 1 this year and we will not consider any application for change after that, so please be in time.

The forms are available at the Human Resources office for changing coverage. The forms must be returned duly filled till December 1 this year. If you wish to remain with existing plan, you do not need to do anything.

Payroll deduction for employees decided to remain with existing plan will start automatically from January 1^st next year.

If you have any queries, please call our new medical benefits information line at extension 3392. Our intranet site will also provide you information about health care coverage online on clicking the “Medical Benefits” icon.

Since 1946, we are providing, our employees with the best medical coverage. We have tried our best to provide this benefit, besides of increasing cost.

Thanks

Lucinda Goodman,

Benefits Manager, Human resources