Question

Select the correct answer.

Angela meets with a new couple to determine their needs for a new home and how large a home they can afford. What is Angela’s profession?

A.

financial services sales agent  

B.

insurance sales agent  

C.

real estate broker

D.

tax accountant  

E.

personal finance manager

Answer 1

A. financial services sales agent  

Reason :

financial service sales agent is an individual who is responsible for selling a plethora of unique financial services. Some of these financial services can include banking services, retirement income, life insurance, long-term care insurance, and investments. Additionally, a financial service sales agent may sell institution and retail mutual funds.

Roles and Responsibilities

The roles and responsibilities of a financial service sales agent will differ based on the requirements of the employer. However, some of the typical tasks that a financial service sales agent will be required to fulfill include:

• Selling relevant financial services to both individuals and organizations
• Recommending specific financial services like retirement income, life insurance, long-term care insurance, and investments
• Building meaningful relationships with individual clients and the general community
• Providing solutions for financial goals (both short and long-term)
• Helping clients attain their desired level of financial security
• Presenting goods and services through slideshows, presentations, etc.
• Determining the client’s unique financial needs
• Determining and carefully analyzing security risks

Insurance sales agents help insurance companies generate new business by contacting potential customers and selling one or more types of insurance. An agent explains various insurance policies and helps clients choose plans that suit them. Although most insurance sales agents work for insurance brokerages selling the policies of several companies, some work directly for a single insurance company.

A real estate broker is a step above a real estate agent. A broker generally has more training and subject-matter education than an agent, but not always. A real estate broker can work independently or hire real estate salespersons to work under them. The exact rules can vary from state to state, but most have somewhat similar requirements.