Question

With the implementation of the Affordable Care Act discuss: How are the policies of the Exchange identified in NYS? Are they all the same cost? What disparities have the beneficiaries of the Exchange insurance policies experienced? Name at lease 3 disparities (challenges) and discuss the impact to their healthcare services.

Answer 1

In March 2010 patient Protection and affordable care Act was passed by congress. This was one of the most important piece of legislation which provided several provision relating to the child care.

Key provisions of affordable care act of 2010 are as follows.

Pre existing conditions

According to the changes in law no child in American Society would be denied insurance based on pre existing health conditions. This type of approach affected the Healthcare industry of United States drastically and provided positive support to their overall operational structure which directly Alliance with HNH foundation's mission.

Coverage for young adults

Young adults can also be remain insured through their parents until the age of 26 which is and advancement in the key provision of the Healthcare plan where people with less availability of funds get benefited by the same specific procedure.

Preventive care

New act which is named as affordable care act which is done by the president Obama in 2010 added multiple preventive care services to Medicare which includes Colonoscopies and mammograms. It also helps in reducing the large coverage gap in the Medicare part and imposed higher premiums on the higher income beneficiaries or individuals.

Spending limits

Insurance companies does not have any ability to limit their expenditures for a child on the health plan spanning for life. Annual limits are not allowed after the year of 2014 which is a great step for directly removing the Monopoly of many Health Care or insurance service providers.

Menu labelling

All of the restaurants including vending machines as well as fast food chains have to maintain a standard of naming calorie rating on their products. They are mandatory to have calorie rating on the menu itself. This is a positive approach for creating awareness for fast food by immediately providing information regarding Calories of the food you are eating.

Community transformation grants

For reducing the chronic diseases in other society as well as address in health disparities buy promotion of healthy living and finding a root causes of Poor health is also a major key contribution of this specific law which is very beneficial for low class communities as well as other communities living in United States of America.