Answering the first question as per Chegg Guidelines:
1. The different ways to access health insurance today are as
follows:
- Health insurance cooperatives: A shared organization which
works in a cooperative manner and works with the objective of
covering everyone with health insurance. Every covered member is
the owner of the health insurance cooperative.
- Credit unions: The role of credit union is not just limited to
providing banking options to customers, but it also works with the
objective to insure and cover all members using health insurance
policies.
- Company sponsored insurance: This has become a trend that
employers are coming up with group insurance benefits for the
employees and their direct dependents. The company sponsored
insurances are usually under the basket of benefits provided by the
company.
- Associations for self-employed individuals as well as
small-sized businesses: There are associations which specifically
work to cover the self-employed individuals as well as small
entrepreneurs.