Question

So if health insurance is an affordable care how are those lower income families to afford it? What about the fine that is imposed?

Answer 1

• In this millenium where we are surrounded with a wide array of diseases, it is hard to escape from hospital stays ,doctors visits and timely check ups.The cost of medical bills are shooting up ,with advanced care with state-of -the -art technology ,for a lower income family it will be quite difficult to meet both the ends.Health insurance programs are pricey for a small income family,but insurers have formulated new cost-effective schemes to make it more beneficial and approachable to this families.So they have come up with some pocket-size schemes to meet the requirements of the less fortunate.It mainly aims to cover as many people as possible and improve the health care condition of the people.
• if the income is very low there is no need to file income tax returns which makes them exempt from health insurance penalties.lower income families are also exempted from the shared responsibility payment .