Question

Evaluate whether workman’s compensation should be denied to a worker who is injured off the employer’s premises, regardless of the reason the worker is off the premises. Justify your answer and explain why or why not.

Answer 1

No. Worker compensation should not be denied to a worker who is injured off Employer premises.

Most states follow a rule for applying workers’ comp benefits “while in the course of employment,” if an employee is injured, their lost wages and medical costs will be covered. This means that regardless ofthe time of day or physical location if an employee is performing an duty(assigned job) their injury is covered under your workers’ compensation insurance policy.

Companies also follow an employee is driving from home to work and from work to home, they stop to drop off paperwork or pick up supply much needed at the request of their employer, taking them off of their normal route to work and creating a “special mission.” If they are injured during that time, workers’ compensation benefits apply.

Reason denied worker compensation

1)failure to notify your employer of your injury :if job related injury or illness occur regardless of how serious it may seem you must notify your employer immediately or within 30 days. If you fail to provide notice to employer in 30 days you lose your right to receive compensation.

2)Having non worker related injury: worker compensation covers only injury that occur with in the course of employment

3)Failure to cooperate with insurance company :when you are injured on the job your employer will report to insurance company. You may require to fill documents like forms, provide verbal statement or consent to a release of medical records. It is important to cooperate with insurance company failure to do denied to receive workers compensation.