Question

How well is the insurance exchange meeting the needs of individuals in your state? (I am in IN)

Answer 1

Answer: Health Insurance a service available in every state that helps individuals, families, and small businesses shop for and enroll in affordable medical insurance. These exchanges predate the Affordable Care Act and facilitate insurance plans for employees of small and medium size businesses.

Buying health insurance can be intimidating. Consumers have varying personal circumstances, and it can be difficult to understand what services are covered and what the costs will be. There is clearly an important role for a service that helps consumers select health insurance plans that meet their needs.

Every state has their own specific problem and same as mine. The risk adjustment provision shifts funds from plans with enrollment that has lower than average health risks to plans with higher than average risks. This is a permanent provision of the insurance exchange meeting and was intended to be budget neutral.