What are the risks and problems of living in subdivided housing units? List and explain four...

What are the risks and problems of living in subdivided housing units? List and explain four of them.

You are offered an annuity that will pay $10,000 a year for ten years (that is, ten payments), but the payments start after five years have elapsed. If you want to earn 8% on your funds, what is the maximum you should pay for this annuity?

Expert Solution

1:

Following are risks and problems of living in subdivided housing units

1: the air contains greater amount of bacteria which increases the risk of catching Airborne diseases.

2: most of these units do not follow the safety norms. As such there is greater risk due to fire and natural calamities. In such units, even a small fire can be disastrous and cause numerous casualties.

3: there are multiple hygiene issues due to improper installations and plumbing which can cause leakages and spread diseases.

4: many of the subdivided housing units are extremely old which increases the risk of collision. These have been constructed with complete disregard to the building codes and removal of the load bearing walls has been common.

2: Using financial calculator
Input: PMT=10000, N=10,I/Y=8

solve for PV as -67100.81

This is the PV at time 5

Maximum payment for the security = 67100.81/1.08^5 = $45667.69

jeff jeffy answered 4 months ago

Describe the following four types of lists: 1) Master Risks List 2) Risks by Services List...

Describe the following four types of lists: 1) Master Risks List 2) Risks by Services List 3) Top Risks List 4) Retired Risks List

List all the people and organizations affected (the stakeholders) • List risks, issues, problems, and consequences...

List all the people and organizations affected (the stakeholders) • List risks, issues, problems, and consequences • List benefits. Identify who gets each benefit • In cases where there is no simple yes or no decision, but rather one has to choose some action, list possible actions Identify responsibilities of the decision maker • Identify rights of stakeholders • Consider the impact of the options on the stakeholders (consequences, risks, benefits, harms, costs) • Categorize each potential action as ethically...

List and explain the four main pricing practices where ethical problems are likely to arise

What is the composition of the Benedict reagent? List the basic units of the four major...

What is the composition of the Benedict reagent? List the basic units of the four major classes of organic molecules List the four major classes of organic molecules Please answer all 3 no need to go too much in Depth

List six problems in doing thin layer chromatography. Explain what happens in each of the problems,...

List six problems in doing thin layer chromatography. Explain what happens in each of the problems, and say how these problems can be fixed.

List and explain three policies that could lead to higher living standards. Be specific about what...

List and explain three policies that could lead to higher living standards. Be specific about what you would do to increase living standards in a country rather than simply saying that population growth should decrease. (Hint: focus on the parameters in the Solow model)

1. Was housing in independent living appropriate before this patient's fall 2. What, if anything, could...

1. Was housing in independent living appropriate before this patient's fall 2. What, if anything, could have been done to reduce the risk or prevent this fall?

Pick one of the four policies used to subsidize housing and explain the pros and cons...

Pick one of the four policies used to subsidize housing and explain the pros and cons of this policy. Of the two goals associated with housing subsidies, which does it do a better job of achieving?

List and explain the four determinants of supply.

Q1. List and explain the four parts of the scientific method. Q2. List and explain the...

Q1. List and explain the four parts of the scientific method. Q2. List and explain the seven characteristics typical of all living things. Q3. List and describe the functions of the organelles found in eukaryotic cells. Q4. Explain the relationship between DNA replication and cell division. Next five Questions 5 to 9 are on this link --> https://www.chegg.com/homework-help/questions-and-answers/q5-define-ecology-terms-biotic-abiotic-community-population-ecosystem-explain-related-q6-e-q30048335

Question