Question

In: Finance

Which of the following statements about recent developments in public and private healthcare financing is true?     ...

  1. Which of the following statements about recent developments in public and private

healthcare financing is true?     

  1. After increasing for many years, the premiums for group medical expense coverage have finally started to decline at a fairly rapid pace.
  2. Preferred Provider Organization s (PPOs) are still the most frequently used healthcare plan and are popular because they offer the most flexibility of any managed care plan
  3. After rapidly increasing healthcare costs are a serious burden on the private sector but are not a burden for government programs such as Medicare.
  4. The Affordable Care Act (aka Obamacare) does not require citizens who do not have employer-based health insurance to purchase it elsewhere.

Solutions

Expert Solution

the Affordable Care Act's (ACAs) provisions apply to the individual market, the employer-sponsored insurance market is sometimes left out of the discussion.1 But employer-sponsored health insurance is by far the most common form of coverage in the United States. Only about 6% of Americans had coverage purchased in the individual market in 2018, as opposed to 49% who had coverage from an employer.2

The individual health insurance market is vastly different today than it was before the ACA (aka, Obamacare) was implemented. And while the changes have not been as pronounced in the employer-sponsored health insurance market (particularly the large-group market), there are numerous aspects of the ACA that apply to the health plans that employers offer to their employees.

Based on the information i shared above i can say thay last statment give is true.....

"the affordable care act does not require citizens who do not have employer based health insurance to purchase it else where"


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