What is the difference in PVs between a 6-year annuity due of $1000 and a 5-year annuity due of $1000 if r=6%? solve using finance

Question 1: All of the following are types of change that clients may experience and where the financial planner can help them to effectively adapt. 1. Environmental Change. 2. Volitional Change. 3. Climate Change. 4. Life-Cycle Change. Select one: a. 1 and 3 b. 2 and 4 c. 3 only d. 1, 2, and 4

Question 2: Which of the following Financial Planning Strategy Mode(s) is / are the most important in terms of fostering Client Trust and Relationship Commitment?

1. Planner-Driven Mode.

2. Data-Driven Mode.

3. Policy-Driven Mode.

4. Relationship-Driven Mode.

5. Client-Driven Mode.

Select one:

a. 4 only

b. 1 and 4

c. 2 and 4

d. 2, 3, and 4

Question 3: All of the following are elements of "choice architecture," per Thaler and Sunstein, EXCEPT:

1. Incentives

2. Understand Mapping

3. Motivate Change

4. Defaults

5. Give Feedback

6. Expect Error

7. Structure Complex Choices

Select one:

a. 6

b. 4 and 6

c. 3

d. 1 and 3

Question 4: What are the characteristics of a good financial planning policy?

Select one:

a. It must always have two parts.

b. It should should change as external circumstances change and it should be open to interpretation.

c. It should be broad enough to encompass any external change while also being specific enough to always return an unambiguous answer.

d. It should be narrow enough to apply to very specific external circumstances while also being broad enough for planner interpretation.

Consider the following expansion capital budgeting problem.

A capital budgeting decision is being considered that would involve an expansion and simultaneous replacement of old equipment. The project is expected to have a 6 year life for the firm.

This project will replace some existing equipment which currently has a book value (BV) of $200k and an estimated market salvage value of $375k. The new project will require new equipment costing $2000k, which will be depreciated straight-line to a book value of $200k at the end of 6 years. Due to new energy efficient technology, replacing the old equipment with the new more efficient equipment will generate an immediate tax credit of 5% of the equipment’s cost. The expansion will require an additional investment in NWC of $200k.

Sales are expected to increase by $1000k the first year and grow by 15% in years 2 and 3, then by 5% annually during the remaining 6 year life. Cost of goods sold is forecasted to be 45% of the increased sales, and other selling and general administrative expenses are forecasted to be 10% of the increased sales.

It is forecasted that the new equipment will have a salvage value of $300k at the end of the project’s 6 year life.

The firm’s weighted average cost of capital (WACC) for projects of this risk level is 8%. The firm’s marginal tax rate is T = 40%.

Use the Excel template to complete the capital budgeting analysis. Your Excel analysis should clearly indicate the cash flow analysis timeline and should provide the project’s NPV, IRR, PBP, PI, and also illustrate the project’s NPV Profile.

___

Can you please help to fill out the arrays on the right of the following google sheet

https://docs.google.com/spreadsheets/d/1Z2pFSPrg99XXZE0wSj6k89AmloH8mkgLWzvNwaawFPs/edit?usp=sharing

Understanding financial statements are key to the success of any organization. How do financial statements relate to the mission statement of an organization? Explain how they aid in the mission of the organization.

What is the current year's return on assets (ROA)?

Submit

Answer format: Percentage Round to: 2 decimal places (Example: 9.24%, % sign required. Will accept decimal format rounded to 4 decimal places (ex: 0.0924))

Consider the following income statement for the Heir Jordan Corporation:

The projected sales growth rate is 11 percent.

What is the projected addition to retained earnings (in $)? Assume costs vary with sales and the dividend payout ratio is constant.

Decision #1:   Which set of Cash Flows is worth more now?

Assume that your grandmother wants to give you generous gift. She wants you to choose which one of the following sets of cash flows you would like to receive:

Option A: Receive a one-time gift of $ 10,000 today.   

Option B: Receive a $1500 gift each year for the next 10 years. The first $1500 would be

     received 1 year from today.             

Option C: Receive a one-time gift of $18,000 10 years from today.

Compute the Present Value of each of these options if you expect the interest rate to be 3% annually for the next 10 years.    Which of these options does financial theory suggest you should choose?

       Option A would be worth $__________ today.

      Option B would be worth $__________ today.

       Option C would be worth $__________ today.

       Financial theory supports choosing Option _______

Compute the Present Value of each of these options if you expect the interest rate to be 6% annually for the next 10 years. Which of these options does financial theory suggest you should choose?

       Option A would be worth $__________ today.

       Option B would be worth $__________ today.

       Option C would be worth $__________ today.

      Financial theory supports choosing Option _______

Compute the Present Value of each of these options if you expect to be able to earn 9% annually for the next 10 years. Which of these options does financial theory suggest you should choose?

       Option A would be worth $__________ today.

       Option B would be worth $__________ today.

       Option C would be worth $__________ today.

       Financial theory supports choosing Option _______

You are planning your retirement in 15 years.  You plan to retire with $3,000,000 and your retirement account earns 4.8% compounded monthly. After you retire, you plan on withdrawing $15,000 per month from your account until you have nothing left. How many years can you live off your retirement account after you retire?

1) CF1=-$2,000, CF2=$3,000, CF3=$4,000, CF4=$6,000, CF5=$8,000

Set I =12

Solve for NPV =

2)CF1=$10,000, CF2=$5,000,CF3=$5,000, CF4= $5,000, CF5= $5,000, CF6=$7,000

Set I =12

Solve for NPV =$

3)CF1=$10,000, CF2=$10,000, CF3= $10,000, CF4= $10,000, CF5= $10,000, CF6= $8,000, CF7= $8,000, CF8= $8,000, CF9= $8,000, CF10= $8,000

Set I =12

Solve for NPV =$