Question

1. Explain four reasons why an organization may choose to develop cafeteria benefits plan for its employees. 2. Describe two issues that employers have to consider while providing domestic partner benefits? 3. Describe the three goals of voluntary protection programs (VPPs). 4. Explain the two roles of the supervisor in creating a safe work environment. 5. What seven steps would you recommend employers to deter terrorist attacks?

Answer 1

(1)

a- Participating in a cafeteria plan reduces an employee's taxable salary and increases the percentage of their take-home pay, thus increasing their spendable income.

b- They receive a greater deduction on dependent care expenses than what's offered by a traditional tax credit at the end of the year.

c- One of the most common ways for employers to keep benefit costs down is to simply lower the benefit levels of their plan offering. While this saves you money on your premiums, your employees are then faced with greater deductibles, higher co-pays, higher prescription amounts and so on.

d- Through the use of an FSA, employees can set aside money to cover these increased amounts, which lessens their out-of-pocket costs because they're setting aside tax-free dollars.

(2)

a- The employees must attend the minimum age of 18 yeas old as it is the age of majority where anybody can create a contract with him or her.

b- The employees must financially interdependent to his or her partner as this shows that they are the domestic partner and so that domestic partner benefits can be allowed or provided.

(3)

a- To promote/develop safety and better health for laborers, workers at the workplace/worksite, etc.

b- To curb/control the injuries, health hazards caused to workers at the workplace by developing and implementing appropriate health safety management system in the business organization.

3). To impart proper training to workers/laborers in the workplace so as to avoid accidents/injuries etc. in the near future.

(4)

a- Create a safe physical work environment. Supervisors are constantly observing the work environment. They should be able to notice physical conditions that are not safe. They should correct those conditions so that workers are not put in danger.

b- Correct workers when they are acting in an unsafe manner. Supervisors are observing workers on a fairly continuous basis. Therefore, they are in position to notice when workers are doing things that are likely to be unsafe. They can then point out the problem to the worker and counsel them on how to work more safely.