Q:What happens in the event that state and federal
health insurance regulations conflict?
A:The regulation of employment-based health
benefits by state governments and the federal government intersect
and diverge in complex ways.States regulate health and other
insurers. State regulation varies widely in both scope and
intensity but may cover insurer formation, taxation and operation,
insurance contracts and rates, unfair insurance practices, and
other types of insuring organizations such as health maintenance
organizations (HMOs), preferred provider organizations (PPOs), and
related managed...