Bilbo Baggins wants to save money to meet three objectives. First, he would like to be able to retire 30 years from now with a retirement income of $32,500 per month for 20 years, with the first payment received 30 years and 1 month from now. Second, he would like to purchase a cabin in Rivendell in 10 years at an estimated cost of $405,000. Third, after he passes on at the end of the 20 years of withdrawals, he would like to leave an inheritance of $825,000 to his nephew Frodo. He can afford to save $3,800 per month for the next 10 years. If he can earn an EAR of 10 percent before he retires and an EAR of 7 percent after he retires, how much will he have to save each month in Years 11 through 30

What is the basis of nonrepudiation and how is it commonly implemented? (Please be specific)

Read the following scenario and complete the questions below.

The entire poultry industry is working hard to keep up with demand, but egg production is falling behind. According to the USDA’s Economic Research Service, the price of eggs in the U.S. is expected to rise more than 35 percent in 2018. The cause of this egg price increases? An uptick in foreign demand for US eggs is partly to blame. When avian influenza devastated Europe this past year, egg suppliers in the U.S. stepped in to help fill the demand in these countries. Another problem arose in late 2017 where some egg supplies were contaminated with a dangerous insecticide, affecting countries including Germany, France, and Belgium. With millions of eggs being pulled from the shelves in Europe, US exports of eggs rose 663 percent between 2016 and 2017. Domestic demand has increased as well. In the United States, 2017 saw a 20-year record in egg consumption at 275.2 eggs per person per year. When you multiply that by 325 million Americans, that’s a lot of eggs.

Now, consider the commercial use of eggs in the production of grocery items such as bread, ice cream, pasta, cakes, and waffles. Let’s focus on the Sara Lee® All Butter Pound Cake® found in the freezer section of your local grocery store. The first ingredient listed on the package is, you guessed it – eggs. The pound cake sells for around $3.97 at the grocery store. However, with the price of eggs on the rise, it is likely that the $3.97 price may change.

1. Which of Sara Lee’s variances will be affected by the increase in egg prices? Why?
2. Will the increase in egg prices result in favorable or unfavorable variances for Sara Lee? Why?
3. What is Sara Lee® likely to do to its standards based on this increase in price and which standards will be impacted?
4. What, if anything, can Sara Lee® do to mitigate the impact of the rising cost of eggs on its manufacturing costs?

As part of the internationalization process, when did The Coca-Cola Company first started their licensing in China? What were the FSAs or CSAs the company used to help with licensing in China?

1. How will small businesses, which are now closed, under shelter-in-place orders continue to exist?

2. How will small businesses continue to make payroll and pay for benefits, if they are closed?

3. Will banks make bridge loans to small businesses, given their failure rate?

What does this mean in C++ syntax?

(leftover < 0 ? -leftover : 0)

and

(leftover > 0 ? leftover : 0)

Full version:

// rugfit1.cpp - calculates fit of rug to a floor

#include <iostream>
using namespace std;

// utility function to calculate area of a rectangle
double area(double width, double length) {
return width * length;
}

int main() {
  
double floorWidth, floorLength, rugWidth, rugLength,
floorArea, rugArea, leftover;

cout << "enter width and length of floor: ";
cin >> floorWidth >> floorLength;
cout << "enter width and length of rug: ";
cin >> rugWidth >> rugLength;

floorArea = area(floorWidth, floorLength);
rugArea = area(rugWidth, rugLength);
leftover = rugArea - floorArea;

cout << "floor area: " << floorArea << endl;
cout << "rug area: " << rugArea << endl;
cout << "leftover rug area: " <<
(leftover > 0 ? leftover : 0) << endl;
cout << "empty floor area: " <<
(leftover < 0 ? -leftover : 0) << endl;

return 0;
}

Identify and briefly explain what is meant by each of the following terms:

a. horizontal scope
b. vertical scope
c. scope of the firm

We have seen the shift from a naturalistic representation of the human form (with an emphasis on idealization in Greek art and realism in Roman) to a more conceptual, formulaic representation. Why do you think this happened? What is the advantage to conveying a message through images that no longer focus on a representation of the natural world? Use two examples in your response

Task 5 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .  

For this task, you will need to search for related literature to _nd your answer. You

must make use of the LNCS referencing style required here:

https://www:springer:com/gp/computer-science/lncs/conference-proceedings-

guidelines.

Look at the guidelines and the templates for reference examples. Failure to provide citations in LNCS style will result in mark forfeiture. You are also limited to use scientific material and books; websites like Wikipedia and StackOverflow are not considered a credible source.

5.1        What are the next developments that are proposed by researchers in the area              (1)

of RAID (not covered in the textbook)? Choose a particular development and

very briefly discuss it. Provide the necessary references for your answer.

11. Managers who train and supervise the performance of nonmanagerial employees and who are directly responsible for producing the company's products or services are categorized as:

a. middle managers

b. team leaders

c. general managers

d. top managers

e. first-line managers

12. Mike Walker supervises operations on the chassis assembly line for a large vehicle manufacturer. Most of his time is spent in quality control maintenance, scheduling workers, and training new employees. Walker would be categorized as a:

a. team leader

b. top manager

c. first-line manager

d. group facilitator

e. middle manager

13. The two kinds of external organizational environments are the general environment and the specific environment.

True

False

14. External environments are the forces and events outside a company that have the potential to influence or affect it.

True

False

15. Resource scarcity is the degree to which an organization's external environment has an abundance or lack of critical organizational resources.

True

False

16. The best way to manage legal responsibilities is to retain a large staff of legal specialists to defend the company against any charges.

True

False

17. Organizational culture refers to the set of key values, beliefs, and attitudes shared by organizational members.

True

False

18. ____ is a tactic in which an advocacy group actively tries to convince consumers not to purchase a company's product or service.

a. Product boycott

b. Media advocacy

c. Lobbying

d. Market denigration

e. Public communications

1. Your younger brother will start college in five years. He has just informed your parents that he wants to go to State University, which will cost $22,000 per year for four years (cost assumed to come at the beginning of each year). Anticipating his ambitions, your parents started investing $3,000 per year (at the END of each year) five years ago and will continue to do so for five more years. How much more will your parents have to invest at the END of each year for the next five years to have the necessary fund for his education? Use 12% as the appropriate interest rate throughout this problem.

Mest Company has nine employees. FICA Social Security taxes are 6.2% of the first $127,200 paid to each employee, and FICA Medicare taxes are 1.45% of gross pay. FUTA taxes are 0.6% and SUTA taxes are 5.4% of the first $7,000 paid to each employee. Cumulative pay for the current year for each of its employees follows.

a. Compute the amounts in this table for each employee.

b. For the company, compute each total for: FICA Social Security taxes, FICA Medicare taxes, FUTA taxes, and SUTA taxes.

Chapter 18 Discussion and Lecture Comments

23 23 unread replies. 23 23 replies.

The Rebuilding Decision

After Tom and Elise Ryan finished veterinary school in the early 2000s, they spent several years working for other veterinary clinics. By 2007, they felt it was time for them to start their own practice. They considered several towns in the south-central United States, visiting local chambers of commerce and studying each town’s demographics. They finally settled in Wardston, a small city in Arkansas. Wardston is a regional center for the surrounding counties, located at the intersection of a two major cross-state highways. The industry rule of thumb is that it takes a population of 1,500 pet owners to support one veterinarian. Wardston appeared to be an underserved area, and no other veterinarian in the area was treating large animals. A big factor in their decision also was the fact that Elise’s parents and three brothers lived in Wardston. “If we failed, at least we knew we could get a good homemade meal,” said Tom.

They bought an abandoned veterinary clinic with a three-quarter-acre plot of land on the major thoroughfare. The clinic, a sturdy 2,000-square-foot cinderblock structure, had been constructed in 1950 and needed major renovations. Tom and Elise were still paying off $45,000 in student loans and had no savings to draw on. However, Elise’s parents agreed to deed them a house and tract of land to get started. Now a property owner, Tom was able to borrow $165,000 from a local bank. Tom’s family took out a home equity loan to help them complete the renovations. When the clinic opened in the summer of 2008, the small concrete building had been transformed into the Wardston Animal Hospital, a 4,000-square-foot veterinary clinic, complete with treatment room, surgery, kennels, and offices.

As they had anticipated, the area badly needed another vet clinic, and business began to boom. They were able to pay off the loan from Tom’s parents and make improvements to the clinic’s parking area. By 2010, the Wardston Animal Hospital had grown large enough to need another vet, and Dr. Laura Hyde joined the practice. She soon became an equal partner with Tom and Elise.

The clinic building, while adequate for a small practice, was still half a century old with an inconvenient traffic flow. The building was designed around a single center hallway going from north to south. Clients going to exam rooms, animals being weighed, vets heading to treatment rooms, staff going to the break room all had to go down same central hallway. The partners always knew that they eventually wanted to build a new “ideal” clinic. Elise kept a notebook full of ideas and possible floor plans that they dubbed their “five-year plan.”

Then in April 2015 a line of severe thunderstorms passed through the city. It was a Wednesday afternoon, the clinic’s early closure day, and the staff—with the exception of the office manager—had left the building. At 3:00 p.m., a tornado dropped out of the squall line and plowed through the northern part of the city, tearing the roof off the Wardston clinic and wrapping it around several nearby pine trees. For three hours, a steady downpour flooded the damaged building, leaving six inches of water on the treatment room floor. Worse still, the rainwater soaked into the insulation in the walls, the sheetrock on the walls, and the ceiling tiles. Volunteers, staff, even other veterinarians flocked to the clinic to help ferry the boarded animals to temporary homes and clean up the shredded interior. None of the animals were hurt, and no one was injured, although the clinic office manager was in shock for a few days.

Within two weeks, the partners were back in business, operating out of a doublewide trailer set up on the north side of the parking lot. They hired a cleanup service to start the long process of recovery. The cleaning crew soon realized the extent of the damage and told the partners that the cleanup would be very costly. They also warned that the soggy walls and ceiling would probably have mildew problems in the future no matter how thoroughly the building was cleaned.

Tom, Elise, and Laura had to make a decision about how to proceed. As Tom saw it, there were four options to consider:

Plan A: Restore the building to its existing condition before the tornado. The $150,000 insurance settlement would just cover the renovation costs. This option would be the least costly, but they would still have the same 55-year-old building with the same bad traffic flow.

Plan B: Gut the old building and create the “ideal” building within the old shell, total cost approximately $400,000.

Plan C: Level the old building and rebuild on the site. This option was almost immediately eliminated for several reasons. First, the cost just to demolish the building would be $50,000. Also, the clinic staff was using undamaged parts of the old building for kennel space and storage. The doublewide trailer alone would be inadequate to support the practice if the old building were immediately demolished.

Plan D: Build the clinic of their dreams on land the partners owned adjacent to the clinic. The clinic would take almost a year to complete at a cost of $650,000.

Discussion questions for bonus case 18-1

1. Are there other options that have not been considered? Explain.
2. How should the renovations or rebuilding be financed—debt or equity financing? Why?
3. What would you advise the veterinary partners to do? Why?
4. If the Wardston area suffered a major economic blow, what risks would the partnership face?

USE JAVA PLEASE

Use recursion to implement a method

public static int indexOf(String text, String str)
that returns the starting position of the first substring of the text that matches str.

Return –1 if str is not a substring of the text.

For example, s.indexOf("Mississippi", "sip") returns 6.

Hint: You must keep track of how far the match is from the beginning of the text. Make that value a parameter variable of a helper method.

What rate do you need to earn annually for an initial investment of a $1 to equal $10 if you are investing for only a five-year period? SHOW WORK, Explain thoroughly AND USE EXCEL Please and many Thanks. I want to learn this, but I am stuck on this one.