Each of the three major issues of funding national health insurance requires solutions. Of the three major issues, which do you feel requires a solution to the soonest? In your opinion, what is the best currently proposed solution? How will implementing this solution determine the production and distribution of medical services? Explain your answer in detail.
Answer:- several factors make the lack of health insurance a serious problem for the ensured themselves and your health care provider , local governments and employers who provide health benefits .
First we compare to people with health insurance coverage the unsured have much less access two necessary medical care they are less likely to see physician in a year less like to get their younger children adequately immunized.
Second reduced access to medical care due to lack of insurance coverage may contribute to severe decline in individual health status.
So finally although the unsured should get less care than the insured population.
Major issues of national healthcare insurance are following:-
1). Rising healthcare costs:- The other major health Care financing problems that plague the United States in the rapid increase in expenditure for medical care.
healthcare in United state has been consuming and ever greater share of our economic resources.
2). Health insurance has become an unaffordable for many :-higher medical care cost main higher premiums a cost of care accelerated health benefit cost rise accordingly.
3). Reimbursement a provider threatened the sustainability of scheme
4). Uneven distribution of medical facilities.
Solution of major issues health insurance are following:-
1). Public policy option:
A large and growing and uninsured population has a little access to necessary medical care, when they get care the uninsured add to the hospital bills insurance premium and taxes and others.
Universal coverage of population would provide more equitable access to healthcare and end uncompensated care costs shifting to to employer employee and government.
2). Rising healthcare cost :-
Second most major health issue in financing problem are straining the economic resources of employers.
worker and their family as well as all the level of government the high cost of health care and health insurance make it increasingly difficult for a smaller employers and low income people to pay for health benefits. This problem like the problem of insurance coverage can be slove effectively major reforms, In the the health care financing system.
Use of play aur pay reforms
Encouraging or requiring employers to provide coverage.
Universal coverage through national health insurance.
Public support for Major health insurance reform is growing.
Soonest solve the problem of Higher medical cost :-
1). Plan for in network health care provider
2). choose a flexible health insurance.
3). Health care saving account.
Currently proposed solution and implementation:-
1). Ensure adequately funding for children's health insurance program and retain Medicaid expansion and implementation expansion on more States
2). Satblize individual insurance market place and retain ACA market reforms
3). Choose plan that pairs with health savings account