Your friend won a lottery! However, the winner was not
knowledgeable in finance but was aware that you are a student of
finance at USQ. He did not want to share his secret with anyone in
the neighbourhood except you of course. He was given a choice
between accepting a lump sum of $200,000,000 or an immediate
payment of $20,000,000 now and a further $20,000,000 every year for
the next 10 years (making 11 payments of $20,000,000) at a time...