Question

1. Healthcare – explain how healthcare has been affected since the passing of the Affordable Care Act. What do you think about this law? Is it good or bad? Support your opinion.

Answer 1

The US President Barack Obama successfully passed the Affordable Care Act (ACA). The aim of this act was to increase the number of American citizens with health insurance coverage and reduce costs of healthcare. Due to the implementation of ACA, the rate of uninsured Americans had dropped to 10.9% by the end of 2016. The implementation of ACA has changed how physicians and hospitals are paid, shifting towards more value-based payments. It reduced wasteful and expensive re-admissions and encouraged efficient use of hospital facilities. The ACA has reduced the cost of medical services and ensure that all the citizens of America are covered under ACA act. Under ACA, citizens are able to avail the minimum medical services which they could not be able to afford previously.

This law of passing ACA is a good initiative to enable all groups of people to avail healthcare facilities. It enables them to have a health insurance plan that covers the basic medical services. A health insurance plan saves money and give benefits when they have suffered from a serious injury or disease. Prior to ACA, many people do not have an insurance plan and they also could not be able to afford the medical cost. This results in unnecessary suffering and death of majority of people. But ACA solved their problem and helps to participate in the ongoing process of the healthcare system.