1).
Healthcare reform:
- The Patient Protection and Affordable Care Act (PPACA) was
enacted on 23rd March 2010
- The primary aims of ACA (affordable care act) include
establishing near-universal coverage and shared responsibility,
improving the affordability and quality of healthcare insurance
coverage, enhancing the quality and efficacy of healthcare services
while minimizing the wasteful spending, and to strengthen primary
health-care access particularly to medically underserved
populations.
- The ACA allowed the insurance coverage to people with
pre-existing conditions and created new protections for elderly and
disabled people against coverage policies.
- Overall, efforts of ACA are directed to reframe the economic
association between Americans and the health-care system, thereby
to stem the health insurance crisis.
Positive features of ACA:
- Irrespective of the insurance plan and income, the quality is
aimed to be equal for all the individuals
- The same physicians are available to choose for all types of
plans, which ensures distribution of equal quality care.
- Individuals are previously recommended to choose plans if their
current physician accepts them.
- A team of healthcare experts works to come up with ideas to
preserve and reform Medicare and to improve the coverage quality
while reducing the cost.
The negative features of ACA:
- Increased premium costs
- Increased deductible health plans
So, it is recommended to balance the premium costs and
deductible health plans while presenting the positive features of
ACA in future.