Could looser regulation on selling health insurance across state lines in USA lead to more vigorous competition...

Could looser regulation on selling health insurance across state lines in USA lead to more vigorous competition among insurers and, in turn, lead to lower costs for care? Could insurers also be cooperating with one another by segmenting markets, rather than competing?

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Rahul Sunny answered 1 year ago

Compare the main objectives of federal and state regulation of employer-sponsored health insurance practices.

Compare the main objectives of federal and state regulation of employer-sponsored health insurance practices. Explain your answer and please conduct research to support it, citing at least one scholarly resource.

Q:What happens in the event that state and federal health insurance regulations conflict? A:The regulation of...

Q:What happens in the event that state and federal health insurance regulations conflict? A:The regulation of employment-based health benefits by state governments and the federal government intersect and diverge in complex ways.States regulate health and other insurers. State regulation varies widely in both scope and intensity but may cover insurer formation, taxation and operation, insurance contracts and rates, unfair insurance practices, and other types of insuring organizations such as health maintenance organizations (HMOs), preferred provider organizations (PPOs), and related managed...

Farmer Fred owns a dairy farm with 22 employees. The state passed a law which requires all employers with more than 15 employees to provide health insurance for the employees.

Farmer Fred owns a dairy farm with 22 employees. The state passed a law which requires all employers with more than 15 employees to provide health insurance for the employees. To avoid this requirement, Fred sets up two corporations, each with 11 employees. Fred is the controlling shareholder and Chief Executive Officer of each corporation, and freely transfers money between the two corporations on an “as needed” basis. The state sues Fred personally for failing to comply with the law...

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Could looser regulation on selling health insurance across state lines in USA lead to more vigorous competition...

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Compare the main objectives of federal and state regulation of employer-sponsored health insurance practices.

Q:What happens in the event that state and federal health insurance regulations conflict? A:The regulation of...

Farmer Fred owns a dairy farm with 22 employees. The state passed a law which requires all employers with more than 15 employees to provide health insurance for the employees.