Question

State the purposes of workers’ compensation laws.

Answer 1

The Purpose of Workers' Compensation is to provide benefits to injured workers.It ensures workers who are injured at work have access to medical care and receive compensation to cover a portion of their lost wages while they are out of work,among other benefits.

Without workers' compensation,workers who were hurt at work might not be able to afford care for their injuries.In addition,the lost pay benefits are extremely important for many families affected by a worlpace injury.They can be vital in helping to make ends meet when someone is out of work because of an injury.

The benefits available when a worker gets hurt include:

-Medical benefits to cover all related medical costs.

-Vocational rehabilitation,if necessary ,to find new employment .

-Death benefits for their family if they pass away.

-Funeral expenses to cover some of the cost of the funeral and burial if they pass away.

In addition,workers whose injuries or illnesses prevent them from returning to work and earning a living are eligible for wage loss benefits.These may include:

-Temporary total disability benefits after seven days missed at work.

-Permanent total disability benefits if you cannot return to work.

-Permanent partial disability benefits if you suffer a permanent disability that limits your ability to your job.

Workers'compensation should kick in any time you suffer an illness or injury related to your job.This could include:

-Suffering an injury at work because of working conditions.

-Suffering an injury because of a coworker's or your employer's action.

-Suffering an injury at work through your own fault.

-Suffering a chronic injury because of actions you regularly perform at work.

-Suffering an illness because of something you were exposed to at work.