1. Which of the following statements concerning the waiver-of-premium provision for group term life insurance is...

1. Which of the following statements concerning the waiver-of-premium provision for group term life insurance is correct?

A. The employee can be partially disabled.
B. The employee must submit evidence of continuing disability every time he or she files a claim.
C. The disability must commence within 12 months after the employee ceases to be insured under the master contract. D. The disability must commence prior to some specified age, such as 60.

Expert Solution

Option A is correct - Any disability (even if partial) which prevents the insured from being able to fulfil the duties of his job, can be considered as disability to trigger the waiver of premium provision.

jeff jeffy answered 2 years ago

4. Which of the following statements concerning group life insurance carve-outs is correct? A. They are...

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Which of the following statements concerning the usual provisions for continuing protection under group term life...

Which of the following statements concerning the usual provisions for continuing protection under group term life insurance contracts is correct? A. Most coverage may be converted if a master contract is terminated. B. Coverage continues for 90 days after termination of employment. C. An employee has up to one year after termination of employment to convert coverage. D. Continuation of coverage under the waiver-of-premium provisions is contingent upon an employee's being totally disabled.

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