Question

Your task is to write a little utility program to assist a local insurance agency on calculating monthly cost of car insurance based on personal information and driving history of the individual requesting it.

These are the requirements for the program:

Req 1: The base monthly cost of insuring a car is $50.00 -- this is the starting cost, we will add to this cost as we collect more information (see the rest of the requirements)

Req 2: Your program should get the age of the driver from the user.

If the driver is under the age of 25, the monthly premium goes up $100;

otherwise, If the driver is under the age of 35, the monthly premium goes up $20.

For example, for a 23 year old driver, you should add $100 to the base premium. For a 28 year old driver, you should add only $20 to the base premium. Any driver over the age of 35, does not get any additional premium due to age.

Req 3: Program should get the number of accidents in the last 5 years from the user.

Up to one accident is forgiven under accident forgiveness policy.

If the number of accidents is less than 3, then you add $40 per accident.

If the number of accidents is more than or equal to 3, you add $60 per accident to the monthly premium.

If driver had more than 4 accidents in the past 5 years, we cannot provide insurance (let the user know with a message).

Number of Accidents: Accident Surcharge

1 Accident None = Accident Forgiveness, no additional charge

2 Accidents $40 per accident = $80 additional charge

3 Accidents $60 per accident = $180 additional charge

4 Accidents $60 per accident = $240 additional charge

5 Accidents Can not insure

Use the following test cases to make sure that your program is functioning properly.

Based on the above 3 requirements, compute and output the monthly premium for the driver.

Test Case 1: 24 years old driver with no accident should output $150.00.

Test Case 2: 24 years old driver with 3 accidents should output $330.00.

Test Case 3: 26 years old driver with no accidents should output $70.00.

Test Case 4: 50 years old driver with 2 accidents should output $130.00.

Submit the cpp file for grading.

Answer 1

Program:

#include <iostream>
using namespace std;
int main() {
int baseCost=50;//basecost
int age;//to hold age of driver
int accidents;//to hold no of accidents
int totalCost=0;//to hold total cost of insurance
cout<<"Enter the age of driver";//asking user to enter age reading into age
cin>>age;
cout<<"Enter the no of accidents made by driver in last 5 years";//asking uset to enter no of accidents and storing in accidents
cin>>accidents;
if(accidents>4)//checking if no of accidents greater than 4 then printing message and returning
{
cout<<"Accidents Cannot Insure ";
return 0;
}
if(age<25)//if age is less than 25 theh adding 100 to base cost
totalCost+=baseCost+100;
else if(age>=25 && age <35)//if age is betwwen 25 and 35 then adding 20 o base cost
totalCost+=baseCost+20;
else
totalCost+=baseCost;
//calculating accidents charge amount
if(accidents<3)
totalCost+=40*accidents;
else if(accidents>=3)
totalCost+=60*accidents;
  
cout<<"Total Insurance Amount: $"<<totalCost;
  
}

Output: