Question

1. Who is at risk when a family does not have a long-term disability policy?
2. What is the best way to successfully get an approved application for social security DISABILITY benefits?

Answer 1

Ans) If you are young and new in your career, you may not have much money in savings or in a retirement fund. You also have a potentially longer period of vulnerability and therefore may need a longer benefit period.
Hence, the children of a family are at risk when a family does not have a long-term disability policy.

To improve your chances of a successful claim, make sure to gather as many of your medical records as possible in advance of filing your claim. “How long this process takes is opaque to the claimant,” said Dunn. “It’s possible authority will make a decision while you’re waiting for these records to be sent.” You want them to have as full a picture of your condition as possible, right from the start.

Good medical records help establish both the seriousness of your condition and how it has impaired your abilities.

Follow up to make sure copies of those records make it into the right hands.

It’s also important to carefully navigate income. To qualify for disability benefits, an applicant can’t be engaging in “substantial gainful activity”.