Question

You are asked to review the file of Ms. Jane Foley, the niece and only surviving heir of the late Ron Foley. Mr. Foley had a $1,000,000 life insurance policy that named his former business partner William Hill as the beneficiary. Ms. Foley believes that Mr. Hills has no right to collect from any insurance policy of her late uncle and she should get the proceeds. Write an interoffice memo

Answer 1

                                                                                      Date……….

                                                                                      Place……..

Dear,

After examine file of Ms. Jane Foley, the niece and only surviving heir of the late Mr. Ron foley, I reached on the clusion that Ms. Jane Foley can not get proceeds of insurance policy that is $100000.

After knowing all valid & legal facts about the insurance policy of Mr. Ron foley, it is clear that Mr. Ron Foley made his former business partner William Hill as the beneficiary of the insurance policy hence Ms. Jane Foley can not claim for the money although she is only surviving heir of Mr. Ron foley. But as we know that as per rule of insurance claim only beneficiary is entitled to get money after death of policyholder.

So, officially it should be informed to Ms. Jane Foley that she is not entitled for the claim money and her claim that “Mr. Hills has no right to collect from any insurance policy of her late uncle”, is not correct.

Finally, I will say that claim of Ms. Jane Foley is not sustainable due to inaccurate on the parameter of insurance rules & regulations.

Thanks & Regards

Mr………..