Question

In: Psychology

Should people who inherit a genetic defect that increase their risk of cancer pay higher insurance...

Should people who inherit a genetic defect that increase their risk of cancer pay higher insurance premiums? Should companies be able to deny them employment or health, life, or disability insurance? Should people be held responsible for risk factors like heredity that they cannot control, or only for risk factors they can control, such as smoking? What about risk factors like obesity that are due to a combination of heredity and lifestyle?

Expert Solution

Should people be held responsible for risk factors like heredity that they cannot control, or only for risk factors they can control, such as smokin

What about risk factors like obesity that are due to a combination of heredity and lifestyle?

Answer1

It is done so then it is again the fundamental rights of human being
Every person has a right to live a healthy life

It is called Genetic discrimination

Genetic discrimination occurs when people are treated differently by their employer or insurance company because they have a gene mutation that causes or increases the risk of an inherited disorder

.

health insurance companies cannot use the results of a direct-to-consumer genetic test (or any other genetic test) to deny coverage or require you to pay higher premiums. ... GINA does not apply to other forms of insurance, such as disability insurance, long-term care insurance, or life insurance

Answer2

They cant denied under GINA
Nondiscrimination Act (GINA) was enacted in the United States to protect people from genetic discrimination by employers and health insurance companies.

Answer3

people cant be held responsible for risk factors like heredity that they cannot control because of genetics are not in our hand.

We can manage and avoid our bad habits like smoking etc

only for risk factors, they can control, such as smoking

Answer4

factors that influence body weight over which the individual has potential control include level of physical activity, diet, and some environmental and social factors.

Cancer and cardiovascular disease , Blood pressure are other risk factor in

Hayet Jeridi answered 2 years ago

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