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In: Economics

you have two mortgage options the first is a 180000 mortgage payable over 30 years with...

you have two mortgage options the first is a 180000 mortgage payable over 30 years with apr of 11 the other mortgage is of x also payable over 30 years with apr 13% the yearly mortgage payment of this option is 7312more than the first
what's the mortgage offered by the second

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