Question

what are the central themes related to people's disatisfaction with their health insurance? what can be done to improve patient satisfaction with their insurance.

Answer 1

Health insurance is an insurance that covers the whole or part of the risk or a person incurring medical expanses, spreading the risk cover numerous persons. By estimating overall risk of health care and health system expanses cover the risk pool, an insurer can develop a routine finance structures such as monthly premium or payroll tax to provide the money to pay for the health care benefits specified in the insurance agreement.

Reasons for people's dissatisfaction with health insurance

1. Increased cost : Premium of health insurance is very high. Average family can't afford it.

2. Coverage of diseases : Most of the health insurance policies are avoided several diseases.

3. Coverage of hospitals : In rural areas hospital with health insurance coverage is rare.

4. No provision of return : Health insurance does not provide any kind of return if not claimed.

5. Difficulty in settlement : Time and procedures in settlement in some insurance provider is difficult.

How to improve patient satisfaction with health insurance

1. Reduce cost or provide diversified schemes.

2. To include all kind of diseases under health insurance.

3. To expand the coverage of health insurance.

4. To provide minimum rate of return for unclaimed insurance.

5. To reduce difficulty of settlement.

6. Make the system transparent.