A consumer-driven health care plan (CDHP) is an employer-sponsored health benefit plan that gives individuals freedom...

A consumer-driven health care plan (CDHP) is an employer-sponsored health benefit plan that gives individuals freedom to choose health care providers and benefits, but also requires them to assume financial risk for their choices. Key components of CDHPs include

I. Financial incentives for individuals to manage health costs and utilization
II. Internet-based medical information tools

I only

II only

Both I and II

Neither I nor II

Expert Solution

(Q) Key components of CDHPs include

(Ans) Option C - Both I and II

The key components of CDHPs include both Financial incentives for individuals to manage health costs and utilization and nternet-based medical information tools.
CDHPs typically focus on the financial incentives in plans. One approach is to characterize CDHPs simply as plans with more cost sharing than typical health plans. While somewhat relative, this definition would capture the spirit of many current efforts to increase incentives for consumer engagement in decision making by increasing financial incentives.A key principle behind CDHPs is that they will increase the financial interest that patients have in their decisions about consumption of medical care.The financial incentives associated with CDHPs will also be a function of the prices that providers charge for services.
Other core feature of CDHPs is a reliance on Internet tools to help employees “manage” their health care expenses and treatment options.These Internet support tools are intended to facilitate more extensive, better-informed consumer involvement in health care decisions.

Thus we could say that both financial incentives in plans and the internet supports tools are key components of CDHP.

ekkarill92 answered 2 years ago

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