Question

Wellness Programs- what kind of role does a wellness program play? Advantages? Disadvantages? To the patient? To the insurance company?

Answer 1

Advantages to patient

1)Improve Employee Health Behaviors
2)Reduce Elevated Health Risks
3)Reduce Health Care Costs
4)Improve Productivity
5)Can Decrease Absenteeism
6)Can Help Improve Employee Recruitment and Retention
7)Build and Help Sustain High Employee Morale

all this will bring unhealthy employee numbers down and insurance company also gain,without paying up for treating employees in hospitals.

Disadvantages to
Patients

Lower-income workers have a larger proportion of their pay at risk. Single parents, predominantly women, may not be able to go to the gym after work because of child-care duties.

it is a disadvantage to the insurance company, at the sametime employees will resort somehow to take up wellness programs and it will benefit insurance compay