Question

medication in indiana provides long term care benefit in skilled nursing facilities to enable individuals: how ever, these individuals must first exhaust or spend down nearly all of their personal assert (they are allowed to keep $1500. Discuss whether you belive this is fair treatment for those individuals who have worked all their lives and have accumulated wealth only to find that they must ise that wealth to pay for their long term care untill ot is exhausted before medicaid will provide benefit to cover the cost of their lives.

Answer 1

The Indiana long term care is a partnership program between long term care companies and Indiana govt.In diana has taken the lead to helping residents protects and their hard earned savings.

Indiana Medicaid program pay a long term care for patients who can't afford to pay Or don't have long term care insurance.

Long term care is basically financed by public dollars with the largest share finance through Medicaid or state health program for low income individuals.

So ltc insurance can prvide some security, but it is not an investment. Ltc money will be gone if you do not use it.

Ltc may cover the cost of professional nursing care. Occupational therapy or rehabilitation.

If a patient qualifies for a skilled nursing coverage then it cost for all skilled nurse facility in upto 100 days. It's good decision for patients .

The things make me disappointed that you deposit money for ltc care but it will not refunded by them although we have not sped any of it.

Its the policy of long term care insurance.

Medicaid will also provide a great effort for yor health . It will pay for your nursing home if you have no money.

Even if you have sufficient money you can get this service because income limit is much higher for this purpose.

So it's a great effort to provide the cost of their lives for all kind of people.