Do people who have lower deductibles for their health insurance tend to go to doctors more...

Do people who have lower deductibles for their health insurance tend to go to doctors more than people with higher deductibles?

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Expert Solution

Yes they tend to go more.

Explanation:

This is because those who have lower contributions finds it less costly when visiting a doctor because they tend to have lower costs for attendance,deduction for health insurance has a larger impact when the deductions are more when visiting a doctor.For those with larger contributions will minimise their attendance because it is a waste for them as doctors will deduct more money from their health insurance card.Doctors believe those who have larger contributions are rich hence they utilise the opportunity and chance of getting more money from them

.People with lower deductibles visit the doctor in fewer occasions compared to those with high deductibles. This is because those with lower deductibles will have to pay a certain amount that is not covered by the health insurance while those with higher deductibles have the health insurance cover almost the entire of their medical bill.

Rahul Sunny answered 1 year ago

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