Investing

As you've read in your text, the overall percentage of U.S. citizens participating in a stock market either through individual holdings or through financial intermediaries such as mutual funds has declined since the 2008 recession. Prior to 2008, a greater percentage of Americans held stock market investments than do in 2018. This is an interesting characteristic, given the following factors:

1. Investing in the market through savings plans, 401k or 403b accounts, individual IRAs, or similar retirement plans has never been easier given the amount of information available to any individual. Individuals can invest small amounts such as $20 and benefit from dollar-cost averaging through automatic deposits and electronic transactions such as payroll deductions.
2. While a vast majority of Americans will be dependent on Social Security as their primary source for retirement income, the message that relying solely on SS for retirement continues to be broadcast by media outlets such as the AARP.
3. Since 2008, the markets have rebounded significantly from their 2008 lows.
4. Basic principles of investing are easily located on the internet, from a variety of sources. For example, see the "Index Card" resource posted in Week 5, which is a short list of fundamental investing principles.

For this discussion post, you are to state a position and present an argument related to the above state of investing by U.S. citizens today. Why has the overall percentage of Americans invested in the market decreased in the last decade? And, subsequently, what can be done about this? In your argument, which is to be supported by both textbook and outside research, delve into one or more of the primary concepts presented in this week's readings. These include the various stock market indexes, international markets, the role of the mutual fund industry, active versus passive investing, in addition to multiple other concepts.  

2. A night-club owner has both the student (S) and non-student (NS) customers. The demand for drinks by a typical student is QS = 18 - 3P. The demand for drinks by a typical non-student customer is QNS = 10 – 2P. There are equal number of students and non-students. The marginal cost of each drink is $2. If the club owner could easily identify the groups and can serve each group by offering an entry-fee to the club and number of drink tokens

(a) What would be the entry-fee and the number of drink tokens for each student.

(b) What would be the entry-fee and the number of drink tokens for non-each student.

(c) If there were 100 students and 100 non-students, what would the club owner’s profit be under this pricing regime?

(d) What would you call this pricing regime?

"Health Care Reform - Why spending more will get you less" Your submission must contain the following issues: a) the uninsured; b) what is causing the increasing in health care costs; c) health care reform; d) the Moral Hazard problem; e) will extra preventive care cut costs Instructions: 1. You must cite 2 current sources (within 2 years) and your book or any other textbook, Wikipedia, or any other reference material cannot be used as any of the sources. Sources should be cited according to APA

Please write a 250 word post about the following:

1) Your personal experience with COV-19

2) The virus' impact on the economy from a microeconomic perspective: businesses, layoffs, decreased production and output

3) Suggestions for how businesses can cope over the next few months. Do you perceive a difference in the government's response for large corporations vs. small businesses, e.g. large corps speak directly to the President while small businesses have to apply for loans and various bailouts; business bailouts tied to not laying off workers.

Montpelier, a small town in Ohio, earns $75 million and spends $46.5 million. If their income falls to $67 million, they will spend $41 million. Full employment is achieved when income is $79 million.

1. Calculate the average propensity to consume when Montpelier earns $75 million
2. Calculate the average propensity to save when Montpelier earns $75 million
3. Calculate the marginal propensity to consume when income falls from $75 million to $67 million
4. Calculate the spending multiplier for Montpelier
5. Is Montpelier in a recessionary or inflationary period?
6. If the government wants to change their spending level to get Montpelier to reach full employment, how much will they have to adjust their spending when Montpelier is earning $67 million

Do the following production functions have increasing, decreasing, or constant returns to scale? Which ones fail to satisfy the law of diminishing returns?

2. ? = min(??, ??)

3. ?=?₁^0.3 ?₂^0.3 ?^0.3

1- Using the BCG matrix, a product with low industry growth rate and a high relative market share would be called a:

cash cow

star

question mark

dog

2- in which stage of the product life cycle that features of the product are typically increasing?

Growth

Maturity

Introduction

Decline

A processing plant has a first cost of $700,000 and an expected life of 15 years with no salvage value. Money is borrowed at 5 percent compounded annually, and the first cost is paid off with 15 equal annual payments. The expected annual income is $200,000, and annual operating expenses are $40,000. Corporation income tax is 50 percent of the profits, and the SYD method of depreciation is applicable on the tax life of the facility, which is 11 years with no salvage value. Compute the income tax for (a) the first year and (b) the second year.
(Ans.. (a) $4167 (b) $10281.)

Tip:
The depreciation method SYD is described at page 41 in chapter 3
Tax is paid on the “real” annual profit (Incomes-Expenses-Interest- Depreciation)

Introduce urban development plan of Beijing, including fundamental development goals (societal, ecological, cultural, political, economic issues. )

Explain how significant is the rate of interest in explaining income determination (GDP and employment) within the Classics?

Explain the empirical framework for the Capital Asset Pricing Model. Discuss

its components and explain how an active portfolio manager can use a

performance ratio obtained from these components to evaluate the

performance of an active investment.

11- Which measure the Chinese leadership took in the post-Tiananmen episode of market reforms had the effect of improving the profitability of SOEs, establishing market based employer-employee relationship, and significantly degrading social security for the country’s urban population?

Robots in the factory and price rise for suppliers as Maleny Dairies invests

18- Find the 6 errors in the following text CHINA’S LOW WAGES Wages in China were low and remained low for a long period after market reforms began. One reason was the rapid increase in the working age population. Another reason was the Migrant Workers, people from rural areas that live in cities as second class citizens and work for low wages. They are moved to cities and ordered to work for low wages by the government. They form about 25 % of China’s nonagricultural work force. Since late 90’s real wages in China are increasing very fast. Today the wages in some parts of China are higher than in Turkey. One reason is changing population dynamics. The growth of China’s population has slowed down and population is expected to begin declining by the end of this century. China’s working age population is expected to begin declining around 2030. One reason is the One Child Policy initiated in the Mao era. To counter these changes the government has abolished One Child Policy and now allow couples to have as many children as they want. Government is also trying to encourage rural people employed in agriculture to move to cities and join the industrial work force. The percentage of the work force working in agriculture in China is higher than other countries at the same income levels, including Turkey. That is largely because agricultural production in China is done in very large scale in government farms called communes that are inefficient.