In: Operations Management
What conflicts, political differences, philosophies, and ethical dilemmas come into play as people talk about the ACA and America’s health care needs? What is different or similar about those discussions today compared to when they were first raised during the Obama administration? Who benefits and loses from changes to health care?
Answer-
The ACA provided many Americans who did not have access to private insurance access but at what cost? The plans and coverage are based upon which state you live in and have drastically different options in terms of affordability, coverage, and options with some states providing many options to chose from with a wide range of prices while others have no selection and only high-cost options. The ACA prides themselves on these" tax breaks" that they give to individuals and family's to make them affordable but what that individual is an actually agreeing to is to not earn over a set amount of money. If they earn over that set amount of money all of that tax credit has to be repaid when they file their taxes! Leaving many family's struggling to find ways to come up with thousands of dollars because they had a better financial year than they thought they were going to? How is that working for the people? These plans were never for the people they were for the insurance company to makes their billions of dollars of profit by mandating that every American hold privatized insurance. There are still millions of Americans who don't have insurance and that cost the healthcare system billions of dollars if not more in unpaid medical bills. The ACA is currently offing an open enrollment period due to COVID-19. Is this for the people? No this is a way to capitalize on the fear that people have that they are going to get sick with this illness.
When this whole ACA healthcare for the people started it was meant to provide AFFORDABLE healthcare to the people of America and in that aspect it has FAILED. In some states it has done just that but for the MAJORITY of America it has not. So the program did not do what it was intended to do and all it does is ending up hurting the consumer with penalties for earning too much when taking tax breaks ahead of time. And all it has accomplished is lining the pockets of the insurance company's and the hospitals the doctors who are working in them.