Question

In: Finance

A. Need a long-detailed self-explanatory analysis of one of your any personal contracts (cell phone, lease...

A. Need a long-detailed self-explanatory analysis of one of your any personal contracts (cell phone, lease or work agreement). Include your review on what you gained from the analysis of the chosen personal contracts,(your personal contracts choice could be anything related to above mentioned contracts)


B. After researching the auto insurance law of New York state, review and analyze your own automobile insurance policy. Provide your analysis and review of your limits of liability, coverage for under or uninsured motorist and whether you have full or limited tort coverage. Also determine if you should make a change based on your respective state's auto insurance law. Provide a self-explanatory description in detail of what changes you may make to your auto insurance. Describe the reasoning of your policy in detail.

Solutions

Expert Solution

A)

The term “Personal Contract” can describe many different types of contracts. It can describe a contract that binds only a single individual as opposed to a group or company that the person represents. It can also refer to a contract that only binds the single person and not their heirs, successors, or assignees.

A personal contract can also be used in somewhat informal situations, such as the sale of a vehicle between two good friends. Forming a personal contract in such situations helps provide a written account of the transaction. Rather than creating a sense of distrust between friends, a written personal contract can help encourage the parties to act in a professional and ethical manner when fulfilling their contractual duties.

The method

  1. Stick to just one goal. Write down a single goal to keep you focused on achieving rather than juggling between them.
  2. Write down the steps you need to take to achieve the goal. It doesn’t have to be complicated and legalese, just something that you can easily understand and will actually help guide you in doing your work.
  3. Set a deadline for the contract to one day, or a week at most. This way, you can always change it as your personal goals change and you won’t be tied down with long term commitments.
  4. Keep it short and focused, but formal. The formality gives it an air of importance. Keeping it concise means you can easily glance at it every once in a while to refresh the commitment in your mind.

B)

f you’re a car owner or planning to buy one, chances are you already know you need car insurance, which covers a wide range of problems like car accidents, auto theft, fires, floods and injuries. But if you want insurance in case your car’s computer system goes haywire or you end up with a defective engine, you would need a special coverage type within your auto insurance policy

I am a very rash driver so i went with the insurance which has the highest attached premium as the likelihood of me getting a claim would be high.

There are several policies that cater to that, and for people the premiums are much smaller vs my insurance


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